Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Very happy with the PayPal credit given to me with m...

Very happy with the PayPal credit given to me with more room to extend it! Reviewed on: 5th June 2024

I use PayPal credit very often and I would recommend...

I use PayPal credit very often and I would recommend to anyone who is not able to pay the full amount in one simple payment. Having the option to divide the payment with no extra interest is fantastic! Reviewed on: 5th June 2024

Just perfect.

Just perfect. Everything is very good and very high standartus. Reviewed on: 5th June 2024

Nice experience since I started using it

Nice experience since I started using it Reviewed on: 5th June 2024

PayPal credit - good human response

Was really good for helping out with the wedding. With the customer service they were really patient when I was struggling to explain something was off with the bill, I tend to get flustered with phone calls Reviewed on: 5th June 2024

Outstanding service from PayPal.

Outstanding service from PayPal. Absolutely recommend Reviewed on: 5th June 2024

Highlyrecommend paypal credit.

I have been using PayPal credit now for quite a while. It has been amazing for me to be able to buy things that is needed before payday comes . Its so simple and easy to use. I definitely prefer to use PayPal credit over my credit card. Reviewed on: 5th June 2024

A safe and great way to buy the things you need

PayPal credit is a great way to buy the things you need affordably and with no interest on a 3 month plan . Or low interest in longer plans . Reviewed on: 5th June 2024

I’ve never really had any issues and feel this is mu...

I’ve never really had any issues and feel this is much safer to use. Reviewed on: 5th June 2024

Best credit system

Really quick and easy payment process. Would highly recommend to anyone using credit for payments and easy reminders for payments. Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 3.94 from 72 reviews
Credit Card
from Yonder 4.95 from 463 reviews
Credit card
from Chase Bank 0.00 from 0 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22348 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub