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PayPal: PayPal Credit reviews

4.90
Based on 101,322 reviews, last reviewed 8th May 2026
2330400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use but interest is high. Easy to use but interest is high. Mobile User experience excellent. Physical credit card not accepted in lots of retailers. Can’t see the point of a p... Read more Reviewed on: 8th May 2026
Sally B's avatar
Sally B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101322)

Used PayPal for a while now always been great, would...

5
Used PayPal for a while now always been great, would definitely recommend Reviewed on: 16th April 2026

Excellent customer service, great way to pay for goo...

5
Excellent customer service, great way to pay for goods either the added bonus of buying protection Reviewed on: 16th April 2026

Easy to access and use.

5
Easy to access and use. All visible on app Reviewed on: 16th April 2026

easy to use and use pay for bye goods in...

5
easy to use and use pay for bye goods in internet Reviewed on: 16th April 2026

Easy to use

5
Easy transactions, good customer service on getting refunds from scammers Reviewed on: 16th April 2026

My Experience with PayPal: User-Friendly and Secure,

5
I wanted to share my experience using PayPal: 1. Ease of Use-I found the platform very user-friendly. Navigating through the site and app was straightforward, making it easy to complete transactions. 2. Transaction Speed- Most of my transactions were processed quickly, which I appreciated. However, there were a couple of instances where payments took longer than expected. 3. Customer Support-I reached out to customer support once, and while the response time was decent, I felt that my issue could have been resolved more efficiently. 4. Security- Overall, I felt secure using PayPal. The measures in place for protecting my information gave me peace of mind. Reviewed on: 16th April 2026

Good good

5
Good very nice customer service very efficient Good very nice customer service very efficient Reviewed on: 16th April 2026

A wonderful service focused on consumer benefits and...

5
A wonderful service focused on consumer benefits and flexibility Reviewed on: 16th April 2026

I use PayPal as its my most trusted way of paying, g...

5
I use PayPal as its my most trusted way of paying, gives me confidence also that if a purchase goes wrong then PayPal will sort it out Reviewed on: 16th April 2026

Was helpful and happy with my service

5
Was helpful and happy with my service Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review