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PayPal: PayPal Credit reviews

4.90
Based on 101,275 reviews, last reviewed 7th May 2026
2328250% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is unmatched PayPal credit has been my go to payment method for the last few years. It offers unmatched flexibility and now with the PayPal credit card can even be... Read more Reviewed on: 7th May 2026
Aaron K's avatar
Aaron K

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101275)

Been with PayPal over 5 years now.

5
Been with PayPal over 5 years now. Always been excellent service and accurate. Easy to use accepted everywhere when needed. Reviewed on: 16th April 2026

Excellent service.

5
Excellent service. Good interest free offers Reviewed on: 16th April 2026

There is no support or explanation when opening a di...

1
There is no support or explanation when opening a dispute even if you provide the full details and evidence. A case of cancelled flight was closed to the seller favour without even giving chance to see the reason or allow to appeal Reviewed on: 16th April 2026

Pay in 3 is a game changer for ease of use

5
Easy and hassle free, the pay in 3 is something I use regularly and a fantastic service. Reviewed on: 16th April 2026

I have always had a great experience with PayPal.

5
I have always had a great experience with PayPal. It has been a reliable and fast line of credit and is even better now they offer a 0% credit facility. Reviewed on: 16th April 2026

Whenever I've had a problem it’s been sorted quickly...

5
Whenever I've had a problem it’s been sorted quickly, and the outcome was good Reviewed on: 16th April 2026

Excellence in class when comes to helping you reclai...

5
Excellence in class when comes to helping you reclaim against goods that are faulty or not received Reviewed on: 16th April 2026

been a customer for years & always been able to help...

5
been a customer for years & always been able to help great service always friendly & understanding, great deals great APR, Reviewed on: 16th April 2026

Convenient and widely accepted.

5
Convenient and widely accepted. The ability to split purchases over 3 payments is great Reviewed on: 16th April 2026

Excellent gateway for all.

5
Excellent gateway for all.money transactions securely im big fan of Elon and his creations !! :) Reviewed on: 16th April 2026

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