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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

It s ok especially for holiday bookings

It s ok especially for holiday bookings Reviewed on: 6th July 2026

Great experience, perfect customer service

Great experience, perfect customer service Reviewed on: 6th July 2026

Excellent for online purchases

I have used PayPal for years, their customer service and resolution centre focuses on member and seller satisfaction and assist unlike any other payment platform. Reviewed on: 6th July 2026

I actually don’t think I have had any bad experience...

I actually don’t think I have had any bad experiences so far with PayPal. It’s accepted almost everywhere. Never had any issues Reviewed on: 6th July 2026

No problem PayPal......

Easy to use, fantastic options , excellent way of purchasing and most sellers offer PayPal services,it's so easy ... Reviewed on: 6th July 2026

0% interest for 4 months on purchases £99

borrow, repay, borrow again. 0% interest for 4 months on purchases £99+ (UK) or six months on purchases $99+ (US). No annual fee. Widely accepted online wherever PayPal is available. Buyer protection & encrypted checkout for added security Reviewed on: 6th July 2026

Simpliy the best.

My experience has generally alwaus been good. Reviewed on: 6th July 2026

I’ve used papal for years and find that so reliable...

I’ve used papal for years and find that so reliable I recommend them to everyone Reviewed on: 6th July 2026

Good experience

Good experience, helpful to manage finances. Reviewed on: 6th July 2026

Easy Safe Reliable

I fin using my pay pal card easy reliable and safe. If any problems arise from my purchases I find it easy to get it sorted quickly. Also we get points on top Reviewed on: 6th July 2026

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