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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,212 reviews, last reviewed 7th May 2026
2325350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit all the time! I use PayPal credit all the time! It really helps with my daily life. There was once a time ,when I put of job, and I literally had to use PayPal cred... Read more Reviewed on: 7th May 2026
Soltana B's avatar
Soltana B

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101212)

The payment options offer great flexibility.

5
The payment options offer great flexibility. Reviewed on: 16th April 2026
Sharad 's avatar
Sharad

THE BEST YOU CAN THINK OF

5
I joined PayPal about a year ago and it has become my number one in terms of usage for payments. The flexibility allowed to payback in 4 months for 0 interest, the pay in 3 and the option to pay with balance is incredibly amazing. I have so far recommended 4 people who are actively using PayPal and will continue to do so. I wish that my credit gets increased in the future for me to get even more stuff I plan. Great app, excellent customer service and easy interface. No one does it better like PayPal. Reviewed on: 16th April 2026
Solomon's avatar
Solomon

More Flexibility.

5
I have been using PayPal for quiet some time now. PayPal offers some good services, one of them is pay in 3 which is my favourite coz it gives me more flexibility. And now I use PayPal for almost everything. Reviewed on: 16th April 2026
Jones Gomes's avatar
Jones Gomes

I’ve had PayPal credit for years, I’ve never have a...

5
I’ve had PayPal credit for years, I’ve never have a negative experience with them, they are always able to help if you need it and the app design is very easy and accessible Reviewed on: 16th April 2026
Cup's avatar
Cup

Very flexible, fair, easy to understand credit.

5
Very flexible, fair, easy to understand credit. I wish established credit card providers were more like this. PayPal seem genuinely innovative. Reviewed on: 16th April 2026
John J's avatar
John J

The flexibility and the added security along with th...

5
The flexibility and the added security along with the customer service, makes using PayPal as much as possible a must these days Reviewed on: 16th April 2026
Ben P's avatar
Ben P

SIMPLE CREDIT SYSTEM

5
So easy to use and repay. No issues for me so far using credit. I like paying knowing that if any issues occur Paypal will help me. Reviewed on: 16th April 2026
Laura G's avatar
Laura G

Safe and easy

5
I found using PayPal easy and safe especially with untrustworthy online traders. They don’t deliver and you talk to PayPal Reviewed on: 16th April 2026
Rasmos J's avatar
Rasmos J

Just normal, nothing exciting idk man

4
Just normal, nothing exciting idk man Reviewed on: 16th April 2026
Dylan S's avatar
Dylan S

I have good experience.

5
I have good experience. I use it when I'm going on board. Reviewed on: 16th April 2026
Harry Ghasemi's avatar
Harry Ghasemi

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