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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Excellent

My experience with PayPal is excellent Reviewed on: 6th July 2026

Important lending.

Important lending. Nice positive experience. Reviewed on: 6th July 2026

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it has honestly become one of my go-to financial tools for managing both planned and unexpected expenses. Reviewed on: 6th July 2026

I've had a really good experience with the PayPal Cr...

I've had a really good experience with the PayPal Credit Card so far. It's very easy to use, especially as I already use PayPal for most of my online shopping. I like how simple it is to keep track of my spending and payments through the app, and I've never had any issues with transactions. The only improvement I'd suggest is offering a few more cashback or reward benefits. Other than that, it's been reliable, convenient and does exactly what I need. I'd definitely recommend it if you shop online regularly. Reviewed on: 6th July 2026

Its been good overall, I struggle with the verificat...

Its been good overall, I struggle with the verification process as I don't drive and don't have a passport. It would be greatvif there was anothervway to verfy who you are or to make it a bit easy for thia. Reviewed on: 6th July 2026

Great service easy to use, easy to understand

Great service easy to use, easy to understand Reviewed on: 6th July 2026

Excellent service.

Excellent service. I am a user from a many years and I am highly srecommend Reviewed on: 6th July 2026

Quick and easy great to get things done quickly

Quick and easy great to get things done quickly Reviewed on: 6th July 2026

Fantastic.

Fantastic. I'm enjoying it. I found it very easy to use, to pay & to transfer money Reviewed on: 6th July 2026

Great service

Great! Been using for years. I would highly recommend Reviewed on: 6th July 2026

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