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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Interest free credit for 4 months

I love using PayPal credit because you don’t have to put your card details every time and if you spend more then £99 then you have 4 months time to pay back without paying any interest Reviewed on: 5th June 2024

Very good service i am very happy and satisfied

Very good service i am very happy and satisfied Reviewed on: 5th June 2024

Hassle free and and personally looks after you

Hassle free and and personally looks after you Reviewed on: 5th June 2024

very simple and easy to use, I've never had any prob...

very simple and easy to use, I've never had any problems Reviewed on: 5th June 2024

Easy to use

I love that you can pay in 3 without interest and it is really easy to make purchases and payments through paypal credit Reviewed on: 5th June 2024

Straight forward to set up and use

Set up easily and straight forward to access and manage whenever you need to Reviewed on: 5th June 2024

Excellent for people who don’t wish to use a credit...

Excellent for people who don’t wish to use a credit card and has great value. Reviewed on: 5th June 2024

It's always there when I need it .

It's always there when I need it and the no interest pay in 3 is superb. Reviewed on: 5th June 2024

Interest free

4 months interest free gives me plenty of time to pay money back without being charged Reviewed on: 5th June 2024

Service from Paypal.

Always smart, always easy, always accurate. Reviewed on: 5th June 2024

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