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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Excellent customer service every time.

5
Excellent customer service every time. Interest free credit extremely useful. Reviewed on: 5th June 2024

Offered me credit when I had no other options, very...

5
Offered me credit when I had no other options, very simple to used and used very regularly. Reviewed on: 5th June 2024

its very easy and reliable to use and the good stuff...

5
its very easy and reliable to use and the good stuff is always i kept eye on my transactions Reviewed on: 5th June 2024

Paypal is very secure

5
Paypal is very secure and easy to use, the app is very accessible for my needs. Reviewed on: 5th June 2024

Just so helpful!

5
Helped me so much with buying train tickets and larger purchases! Would 100% recommend to friends which I have and they also really like it. So easy to use as well. Paying the money back is awfully simple as well. Reviewed on: 5th June 2024

Always efficient no proble s smooth transaction

5
Always efficient no proble s smooth transaction Reviewed on: 5th June 2024

Very good interests rate, easy to use app and website

5
Very good interests rate, easy to use app and website Reviewed on: 5th June 2024

Very good

5
Very good I’m using about 10 years reliable and secure Reviewed on: 5th June 2024

Would recommend to all.

5
Would recommend to all. They provide a super service. I would use them in preference to conventional banks. They have flexible terms and easy to understand services. Reviewed on: 5th June 2024

Excellence

5
Since I’ve started to use PayPal I’ve had nothing but an excellent service customer service is second to none Reviewed on: 5th June 2024

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