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PayPal: PayPal Credit reviews

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4.90
Based on 100,875 reviews, last reviewed 7th May 2026
2309550% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Vert good Just easy to use and customer service are so quick to help you Reviewed on: 7th May 2026
Ionel A's avatar
Ionel A

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100875)

Great service

5
Always happy with this service willing to please Reviewed on: 15th April 2026
Catherine mc evoy's avatar
Catherine mc evoy

Such an easy way to spend your money and to keep you...

5
Such an easy way to spend your money and to keep your spending in check. A great way of stretching your finances to their full capacity Pay Pal just makes life so easy with the App being so easy to use! Reviewed on: 15th April 2026
Mark W's avatar
Mark W

I love PayPal

5
Never had an issue when using PayPal Reviewed on: 15th April 2026
Curtis Cardwell's avatar
Curtis Cardwell

PayPal credit is fantastic!

5
PayPal credit is fantastic. Being able to make use of the promotional 4 months 0% has been extremely useful for me. It is a great platform, and I’m very glad to have access to it Reviewed on: 15th April 2026
PayPal Fan's avatar
PayPal Fan

Security and efficiency matters

5
Never had a problem and it feels secure. Quick delivery of credit when required. Reviewed on: 15th April 2026
Patrick Breviceps Corish's avatar
Patrick Breviceps Corish

Been a customer for many years due to ease of...

5
Been a customer for many years due to ease of use Reviewed on: 15th April 2026
Mark C's avatar
Mark C

It is very good my experience with PayPal credit and...

4
It is very good my experience with PayPal credit and I enjoy it and the good thing about it is every time you use you’re got a point which is later on become money Reviewed on: 15th April 2026
Shamis h's avatar
Shamis h

Best secure way to pay online.

5
Best secure way to pay online. Got a problem PayPal resolve it 0% finance available and pay later. Double security check gace and fingerprint recognition adds to the speed. Accepted by most reputable establishments Reviewed on: 15th April 2026
Paul 's avatar
Paul

Brilliant can’t fault it one bit

5
Brilliant can’t fault it one bit Reviewed on: 15th April 2026
Chike C's avatar
Chike C

Easy service to use, safe, secure and very convenient.

5
Easy service to use, safe, secure and very convenient. Great way to purchase things without breaking the bank or if you need something urgently before payday. Reviewed on: 15th April 2026
MDP's avatar
MDP

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