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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Appreciable Support Service

My recent event with a retail company left me wondering how l am going to get my refund. But speaking to the customer service department made me feel at ease and assured me to help me get my refund.. In the end l got my refund. Reviewed on: 6th July 2026

Easy to use and can pay off straight away

Great . Easy to use and easy to pay off at the same time Reviewed on: 6th July 2026

The flexibility of PayPal brought me back

The flexibility of PayPal has helped me hugely in managing my finances. Before hand I was in debt and couldn't find the help to recover, but with PayPals flexibility over a short period of time I managed to become debt free and control my finances to a healthy level Reviewed on: 6th July 2026

Marcusb123

have a job and a lovely family, and I would like to ask for your help. I need money to settle some debts and buy beds for my children. Reviewed on: 6th July 2026

PayPal is sometimes helpful and 0% help that is very...

PayPal is sometimes helpful and 0% help that is very good enough, thanks Reviewed on: 6th July 2026

Confusing at times credit given and used sensibly bu...

Confusing at times credit given and used sensibly but then it has disappeared Reviewed on: 6th July 2026

Really Great

Really Great to use it. Love it always helpful when needed. Easy to use for online shopping and transaction to your friends and family. Reviewed on: 6th July 2026

Payment options invaluable

The options of paying in installments is invaluable for a managing your finances Reviewed on: 6th July 2026

I have trusted PayPal since I started using it.

I have trusted PayPal since I started using it. Most of my online payments is PayPal because if there was any issue in the purchase, they are willing to help you out. Reviewed on: 6th July 2026

Spread payments

It gives you options to spread your payments and interest free Reviewed on: 6th July 2026

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