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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always easy to use.

Always easy to use. 100% the best of all the apps. I've always recommended to anyone who is ever struggling to find a way to pay for items. Reviewed on: 6th July 2026

Excellent for online purchases and easy money manage...

Excellent for online purchases and easy money management. Repayment options are very reasonable and affordable very helpful in difficult times and situations where its needed. Reviewed on: 6th July 2026

I have used PayPal credit

I have used PayPal credit before and it has helped me very much much. I am very happy with the service I receive Reviewed on: 6th July 2026

Fantastic!

Fantastic!! Regular updates and keeping me in the know Reviewed on: 6th July 2026

PayPal helps me maximise my hard earned money

PayPal helps me budget while maximising what my money can do. The 0% interest rates for Pay in 3 and PayPal credit allows me to gain interest on my savings or my money in the bank and ISA, making sure I don't take out a lot of money in one go that would affect my interest earnings a lot. Reviewed on: 6th July 2026

All great so far.

All great so far. Used it on regular basis without any issues. Reviewed on: 6th July 2026

PayPal credit is great!

PayPal credit is great! As long as you dont get carried away and spend too much. Interest will build and your monthly payments become difficult. Always remember it is real money youre spending and it all has to be paid back with interest. It's always nice to get what you need NOW though so have fun. Reviewed on: 6th July 2026

Very safe payment or transfer to make

Very safe payment or transfer to make Reviewed on: 6th July 2026

PayPal is sold bridge for customer.

PayPal is sold bridge between end to end customer needs / quires/ complains / solutions and on top a great guardian for customers . Reviewed on: 6th July 2026

Easy way to access credit without interest

Ive used recently for a few things so I don't have to dip into my savings. It's easy to use, easy to monitor payments and keep track of dates to ensure you pay back prior to accruing interest. The only criticism I have is why can't the 0% interest be for 6 months rather than 4 Reviewed on: 6th July 2026

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