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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

They've always looked after me, with a few transacti...

They've always looked after me, with a few transactions that were not good and I gotta money back which I don't think i would've got elsewhere. Reviewed on: 5th June 2024

Quick and helpful staff, whenever I’ve needed help t...

Quick and helpful staff, whenever I’ve needed help they have done so quickly and professionally. Reviewed on: 5th June 2024

PayPal Credit

PayPal credit has always been easy to manage and make payments with Reviewed on: 5th June 2024

Great credit provider, supported with most shopping...

Great credit provider, supported with most shopping vendors, easy to managed via the PayPal app Reviewed on: 5th June 2024

PayPal Credit is brilliant

The ability to use PayPal to spread payments helps me mange my cash flow. As it is pre approved it takes the stress out of buying experiences Reviewed on: 5th June 2024

Easy to use.

Easy to use, very clear to see how I'm budgeting. Reviewed on: 5th June 2024

PayPal is the best!!!

PayPal has been with me for 9 years. Their APR was always low even if my credit score was on the ground, also they increased my credit limit even in hard times. The pay in 3 installments with interest free was again a huge help and probably the coolest thing I can think, and many more including their seamless app and the fact that most sites and companies accept PayPal as a payment method . Thank you PayPal for all these years, without you some things weren’t possible for me and my family! Reviewed on: 5th June 2024

Very helpful if I’ve ever had a query, easy to use a...

Very helpful if I’ve ever had a query, easy to use and fantastic service with great value for money Reviewed on: 5th June 2024

Best and Secure Payment Method

I have always found Paypal To be a secure and user friendly experience. Never had any issues. Customer service is brilliant Reviewed on: 5th June 2024

Very helpful when shopping online and safe at the sa...

Very helpful when shopping online and safe at the same time. Refunds clear off quite quick and PayPal credit very often helps with unexpected spendings. Many years with PayPal never regret. Reviewed on: 5th June 2024

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