Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Such an easy and confident way to pay and very secure.

Such an easy and confident way to pay and very secure. It gives me piece of mind when I pay with Paypal that they will sort it if something goes wrong. Reviewed on: 6th July 2026

I woke up one morning to to all my accounts been hac...

I woke up one morning to to all my accounts been hacked through PayPal and Amazon Reviewed on: 6th July 2026

Always reliable and secure to use regularly with no...

Always reliable and secure to use regularly with no worries. Reviewed on: 6th July 2026

PayPal and contacted customer perfect

Well every time I used PayPal and contacted customer service they been excellent and very professional and helpful so 100% recommend and i will always use PayPal Reviewed on: 6th July 2026

Long time user of paypal

Being using paypal for a number of years never had any problems. Of 2 occasions when I have had to contact paypal customer service and resolution have been swift. Reviewed on: 6th July 2026

Easy to pay online

I'm not worried paying for things on line Reviewed on: 6th July 2026

It's just really convenient.

It's just really convenient. And now that you can get a physical card, it's even more convenient! Reviewed on: 6th July 2026

I enjoy the ease of use and convenience but I would...

I enjoy the ease of use and convenience but I would like it to be available on more platforms (for example on amazon) Reviewed on: 6th July 2026

Have an issue with contacting real people

Have an issue with contacting real people Reviewed on: 6th July 2026

Paypal is very easy to use and it update you of your...

Paypal is very easy to use and it update you of your spending Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub