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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal is great - since the day i opened my account...

Paypal is great - since the day i opened my account it has been extremely useful especially with the credit facility they offered me. All my issues have been resolved quickly with little to no issue Reviewed on: 5th June 2024

Best app i have used for money.

Best app i have used for money. Less stress when purchasing items Reviewed on: 5th June 2024

It’s been ok overall

I’ve been using it for a few years. It’s ok, never had major issues, except one time when my direct debit was cancelled without me knowing and had to go through a long process with customer service. Not very flexible in terms of major companies, such as Easyjet that will not have it as a payment option. Reviewed on: 5th June 2024

Everything works well when using my PayPal credit ac...

Everything works well when using my PayPal credit account. I like the 4 months interest free credit option over £100 Reviewed on: 5th June 2024

PayPal provided simple and straightforward payment s...

PayPal provided simple and straightforward payment service. Their fees is very reasonable compare to other payment service providers. Reviewed on: 5th June 2024

Amazing offer for 2 years 0 interest.

Amazing offer for 2 years 0 interest. Reviewed on: 5th June 2024

Paypal creidy

Good service all round. Nver had problems Reviewed on: 5th June 2024

Lots of options and great customer service

Lots of options and great customer service Reviewed on: 5th June 2024

Really useful Easy to use .

Easy to use .. Eat to pay .. as long as you keep up with paying it helps towards your credit score Reviewed on: 5th June 2024

Absolutely the best credit option.

PayPal Credit is just on another level. Everything is easy to manage and you don't pay any interest if you pay in full within 3 months. Absolutely the best Reviewed on: 5th June 2024

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