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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Useful. Simple. Convenient.

Paypal has been useful in every way I need it to be easy to use and super convenient. Reviewed on: 5th July 2026

Great option

I had great experience when dealing with customer service in regards to cancellation of some tickets. I think paypal pay in 3 is a great option to buy things and experience with availability to pay in parts :) it is such a benefit for many people who can’t afford to pay in one sum. Paypal credit is a great deal. Reviewed on: 5th July 2026

Convenient and Flexible Credit Option

I've had a very positive experience with PayPal Credit. The application process was straightforward, and it's been a convenient way to spread the cost of larger purchases. The online account management is easy to use, payments are simple to make, and I appreciate the flexibility it provides when budgeting. Overall, it's been a reliable and helpful payment option whenever I've needed it. Reviewed on: 5th July 2026

It's great and so easy to use and pay back too.

It's great and so easy to use and pay back too. Reviewed on: 5th July 2026

Premium Service.

Premium Service. Very good, convenient, and supportive. More control tools are available, meaning more in depth ownership and control. Reviewed on: 5th July 2026

Great experience and easy hassle free service

Great experience and easy hassle free service Reviewed on: 5th July 2026

So easy to use.

So easy to use. Helps with disputes promptly and ease. Easy to keep track of spending. Helpful 3 interest free installments. Helpful to have a debit card, although I am slightly bamboozled with the credit card and debit card info online. Reviewed on: 5th July 2026

Generous 4 months Interest Free offers, there to help.

By making use of your generous 4 months Interest Free offers I find it easier to plan ahead in my financial matters. Reviewed on: 5th July 2026

Great Support When I Needed It Most

I have had a very positive experience with PayPal Credit. It has helped me a lot, especially on three occasions when I really needed financial support. The service was easy to use, reliable, and available when I needed it most. I really appreciate the help PayPal has provided. Thank you, PayPal! Reviewed on: 5th July 2026

I really love Paypal, the payment flexibility is gre...

I really love Paypal, the payment flexibility is great and customer service is top. Reviewed on: 5th July 2026

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