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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Hassle free service

It’s amazing to know I can use PayPal credit to book holidays and pay in 4 instalments without interest Reviewed on: 5th July 2026

Something went on my credit and it wont lwt me pay o...

Something went on my credit and it wont lwt me pay ot off Reviewed on: 5th July 2026

AMAZING !!!

I’ve had a really positive experience using PayPal Credit. It’s been very convenient for making online purchases, especially when I needed a bit more flexibility with payments. The application process was straightforward, and once approved, it was easy to use at checkout on many websites. I also like having the option to spread payments out over time, which has helped me manage larger purchases more comfortably. Overall, it’s been a useful and reliable payment option for me when shopping online. Reviewed on: 5th July 2026

A Reliable Payment Service I Trust

I have had a very positive experience with PayPal and I still use it whenever I have the opportunity. It has always been reliable, easy to use, and secure. One of the features I appreciate the most is the option to pay in 3 instalments. I have used it several times when I needed to buy essential items but couldn't afford to pay the full amount upfront. It has been a great help during those moments. I also have a PayPal Credit account, which has been extremely useful. It has allowed me to make important purchases when I needed them most. Due to some financial difficulties over the past two years, my credit limit was reduced from £600 to £500 because I wasn't able to repay everything on time. Even so, I am grateful for the support and flexibility PayPal has provided me. Overall, I am very satisfied with my experience and I would happily recommend PayPal to anyone looking for a secure and convenient payment service. Reviewed on: 5th July 2026

Make credit and management of it so simple.

Make credit and management of it so simple... removes all the complications I have experienced in dealing with other providers... Reviewed on: 5th July 2026

Amazing way to pay, super quick and easy

Amazing way to pay, super quick and easy Reviewed on: 5th July 2026

Safe, reliable transactions

Safe, reliable transactions. Never encountered any technical issues or delays Reviewed on: 5th July 2026

Everything was quick, smooth,

Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recommended! Reviewed on: 5th July 2026

Good Super good for me anymore and nice one

Good Super good for me anymore and nice one Reviewed on: 5th July 2026

Exceptional reliable safe secure and always excellen...

Exceptional reliable safe secure and always excellent in solving issues my go to akways Reviewed on: 5th July 2026

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