Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,273 reviews, last reviewed 7th May 2026
2328150% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal credit is versatile way of using credit, eas... Pay pal credit is versatile way of using credit, easy and straightforward Reviewed on: 7th May 2026
Mark 's avatar
Mark

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101273)

Goood Hi any ting I buy form PayPal is save and...

5
Hi any ting I buy form PayPal is save and good I like Reviewed on: 16th April 2026

Very good, helpful advice and information

5
Very good, helpful advice and information Reviewed on: 16th April 2026

PayPal credit is a great and easy tool use the us...

5
PayPal credit is a great and easy tool to use the use credit and pay it back Reviewed on: 16th April 2026

Fantastic

5
Paypal is amazing and I would recommend Reviewed on: 16th April 2026

Excellent service and such an easy site / app to...

5
Excellent service and such an easy site / app to use Reviewed on: 16th April 2026

Paypal is safe to use for payment.

5
Paypal is safe to use for payment. And you have assurance that your money is safe and secure for payment. Reviewed on: 16th April 2026

Very good.

5
Very good. has flexibility, different options to choose from. Reviewed on: 16th April 2026

Brilliant intuitive and affordable

5
Brilliant intuitive and affordable Reviewed on: 16th April 2026

Any time im in need of a big purchase I can use PayP...

5
Any time im in need of a big purchase I can use PayPal credit to pay monthly Reviewed on: 16th April 2026

Simple and efficient.

5
Everything runs smoothly in the app. I can do everything I need, and it's all clear. I've used different products and never regretted it. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47723 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3708 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products