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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Super easy to use never a problem and great service...

Super easy to use never a problem and great service Reviewed on: 12th July 2026

Makes purchasing online safe and convenient.

Makes purchasing online safe and convenient. Good borrowing rates but could be better Reviewed on: 12th July 2026

My experience was very good exellent

My experience was very good exellent Reviewed on: 12th July 2026

I’ve been using PayPal Credit for a while now and fi...

I’ve been using PayPal Credit for a while now and find it incredibly convenient. The setup was seamless, and having the 4 months interest-free option on larger purchases gives me great financial flexibility. The integration into the checkout process on most websites makes it effortless to use. My only minor critique is that the credit limit increases could be a bit more transparent, but overall, it’s a reliable and straightforward service that I highly recommend. Reviewed on: 12th July 2026

Excellent Service

Never have any payment issues. Whatever method used, PayPal credit, PayPal linked to bank account or PayPal debit card Reviewed on: 12th July 2026

Good service on time and great results

Good service on time and great results Reviewed on: 12th July 2026

Very good very easy to use helps with spreading the...

Very good very easy to use helps with spreading the cost Reviewed on: 12th July 2026

Very user friendly and easy to use.

Very user friendly and easy to use. Incredible support. Reviewed on: 12th July 2026

Very good on most things, but lacking some capabilit...

Very good on most things, but lacking some capabilities Reviewed on: 12th July 2026

I use PayPal for everything, I know that if an onlin...

I use PayPal for everything, I know that if an online ordering doesn’t arrive or is not the correct item, I can get my money back. It’s always good to know that I’m protected Reviewed on: 12th July 2026

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