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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to set up and use, safe and secure.

Easy to set up and use, safe and secure. Reviewed on: 12th July 2026

Always a easy transactions with PayPal.

Always a easy transactions with PayPal. Reviewed on: 12th July 2026

PayPal has helped me in many way purchasing grocerie...

PayPal has helped me in many way purchasing groceries from stores which have been extremely helpful with the cost of living increasing, PayPal has helped me provide for my family when situations have been financially challenging Reviewed on: 12th July 2026

So far so good

Worked seamlessly wherever I used paypall before. I think it can be a virtual card but haven't tried that feature out. Not had reason to test customer service so can't comment on that. Easy to see my balance a and can pay whenever as long as minimum is covered. I spend a mixture of pay over time and traditional credit, both work. Reviewed on: 12th July 2026

Smooth experience and great for online shopping!

I have been using PayPal Credit for a while now, and it has been incredibly convenient for financing my online purchases. The 4-month 0% interest offer on purchases over £99 is a massive benefit and helps me manage my budget easily. The application process was quick and straightforward, and it integrates perfectly with my PayPal account. The only thing to keep in mind is that the interest rate can be quite high if you don't clear the balance on time. But as long as you pay your bills responsibly, it is an excellent and secure tool for online shopping. Highly recommended! Reviewed on: 12th July 2026

PayPal makes life easier

PayPal makes purchases & sending money so much easier. When you use PayPal you know the payment is secure & your details are secure. The credit options are great & really helpful when a purchase of significant value is required. I cannot think of anything that would need to improve. Reviewed on: 12th July 2026

It's usually smooth with authentication via app and...

It's usually smooth with authentication via app and quick checkout. Reviewed on: 12th July 2026

Can't fault it

Don't know what to say. All round great company/app. When I have had issues there have been people to help. The app is easy to use. Can't fault it Reviewed on: 12th July 2026

So flexible

Always there to support no worry about being scammed so easy to access a c can pay off as much and as easily as I want. Reviewed on: 12th July 2026

Great service and great customer care.

Great service and great customer care. Always there to help. Their credit facilities are not over the top Reviewed on: 12th July 2026

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