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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very good, quickly transfer, easy app

Very good, quickly transfer, easy app Reviewed on: 5th July 2026

I love the ease of using PayPal as well as the prote...

I love the ease of using PayPal as well as the protection it provides when shopping Reviewed on: 5th July 2026

Ease of use

Very easy to set up and use great foe online purchases gives peaxe of mind when buying inline good that you can split your puchases over 3 payments Reviewed on: 5th July 2026

Safe way to spread costs with protection

Had been great when wanting to spread costs for items and holidays, feel safe with added protection too! Had used to buy a bike that never got sent and had various issues contacting the seller but PayPal made it easy to get the money back quickly! Thank you Reviewed on: 5th July 2026

Big fan of PayPal Credit!

I have used PayPal Credit various times and it's great. Simple and easy to use. I especially like the option to spread the cost If making larger purchases. Most online retailers accept pay pal as a payment method and I always feel secure purchasing something via PayPal. Reviewed on: 5th July 2026

Only problem, it is very difficult to speak to a human

Only problem with PayPal, it is very difficult to speak to a human. If it was possible to easily get to speak to a human, this would in my mind be THEE best in it's field. Reviewed on: 5th July 2026

A Secure and Reliable Payment Experience

My experience with PayPal has been very positive. It is a secure, reliable, and easy-to-use platform for sending and receiving money. I especially appreciate the fast payment processing, buyer protection, and user-friendly interface. PayPal Credit has also been helpful by providing flexible payment options when needed. Overall, PayPal has made managing online payments simple and convenient. Reviewed on: 5th July 2026

Lifesaver

PayPal credit has been a lifesaver for me in the past; I don't know what I would've done without it. Thank you Reviewed on: 5th July 2026

easy to use

Very happy with paypal, always easy to use Reviewed on: 5th July 2026

Never had an issue.

Never had an issue. Fingers crossed i don't have any ether. Very easy to spread the cost earn points and stay in control of finances Reviewed on: 5th July 2026

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