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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use, never have any trouble with PayPal.

Easy to use, never have any trouble with PayPal. Have used the pay in 3 on numerous occasions as it makes payment so much easier in bite sizes rather than a big lump. Reviewed on: 5th July 2026

Answered most of my questions and was very polite

Answered most of my questions and was very polite Reviewed on: 5th July 2026

There has never been an issue & if I have had a slig...

There has never been an issue & if I have had a slight issue in has been sorted . I like the choices of payment as well Reviewed on: 5th July 2026

PayPal credit is great as it let's you get the thing...

PayPal credit is great as it let's you get the things you want when you want Reviewed on: 5th July 2026

Don't know what I'd do without PayPal

Don't know what I'd do without PayPal Reviewed on: 5th July 2026

Safest way to buy

Reliable, excellent value, safest way to buy Reviewed on: 5th July 2026

Easy payment option and can spread the cost!

Easy payment option and can spread the cost! Reviewed on: 5th July 2026

Easy, and always get updates and reminders

Easy, and always get updates and reminders Reviewed on: 5th July 2026

All good highly recommend helps to purchase the nece...

All good highly recommend helps to purchase the necessities Reviewed on: 5th July 2026

Easy stress free credit, easy to manage with the ban...

Easy stress free credit, easy to manage with the banking app and I like the option of direct debit repayments Reviewed on: 5th July 2026

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