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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit is very helpful for everyone.

PayPal Credit is very helpful for everyone. Reviewed on: 28th May 2025

By far the easiest and most convenient way to pay.

By far the easiest and most convenient way to pay. Plus being the safest. I really do love paypal the best best way ever whether it be through banking or credit. Plus i love tte pay in 3 or 4 payment plan its really handy when you are paying a large amount in one go. Reviewed on: 28th May 2025

Star quality credit.

Excellent all round credit facilities, simple easy, and all ways up to date with latest figures on the account. Reviewed on: 28th May 2025

Never in doubt

Always there to bail me out. The best in the business Reviewed on: 28th May 2025

Easy to use with friendly, helpful people

No hassle, easy to use App. Offered me credit which I took & has been great for online purchases. Easy to set up a DD too 10/10 Reviewed on: 28th May 2025

Useful and easy to use.

Useful and easy to use. The 3 months interest free helps to spread out cost at no extra burden. Reviewed on: 28th May 2025

What more can I say, great service.

Used the services of PayPal now for some years, never really had any problems that couldn't be sorted out either online or telephone, well pleased with the service. Reviewed on: 28th May 2025

I have been using paypal for around 15 years I have...

I have been using paypal for around 15 years I have had no problems and PayPal credit is very good especially pay within 3 months and the rates are competitive Reviewed on: 28th May 2025

Purchase made affordable.

PayPal offered customers for interest free payments, either interest free 3 instalments or pay in 4 months interest free which is great for bigger accounts purchases. Reviewed on: 28th May 2025

Easy to use, simple to manage, how it should be.

Easy to use, simple to manage, how it should be. Preferred way of paying for anything. Reviewed on: 28th May 2025

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