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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Flexi PayPal

PayPal is great, it takes the stress off having to pay a big bill at once. Gives more flexibility and is available to use everywhere! Reviewed on: 12th July 2026

have never had a problem with PayPal and always very...

have never had a problem with PayPal and always very helpful when needed. Reviewed on: 12th July 2026

Excellent service

Great customer service, never had any issue with the payments and return adjustments for my purchases. Reviewed on: 12th July 2026

Safe and Secure!

Safe and Secure! Easy to use! Contacting customer services could be a little easier but over all a good experience. Reviewed on: 12th July 2026

I’ve used Paypal for years it’s especially good in a...

I’ve used Paypal for years it’s especially good in a crisis or when travelling. Reviewed on: 12th July 2026

Straightforward, had no issues

It's been a straightforward user experience. I've not had to contact service at any point, so can't offer any comments about that. Reviewed on: 12th July 2026

Mrs R bibi

There service is excellent very easy keeping you updated all the time minimum payment each month they’re truly great I love PayPal Reviewed on: 12th July 2026

Easy to use

Easy to use and compatible with lots of retailers. Reviewed on: 12th July 2026

Always have a quick answer

I have always got a quick answer with any problem I may have with my PayPal account Reviewed on: 12th July 2026

PayPal makes purchases easy for me.

PayPal makes purchases easy for me. Also, an easy way to send money for school contributions for parents to purchase gifts for end of year for teachers. PayPal is very easy to use and extremely stress free!! Reviewed on: 12th July 2026

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