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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,216 reviews, last reviewed 17th Jun 2026
4156400% increase in 5 star reviews
in the past 90 days
11800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Very easy to use, availablility of merchants is very good, secure payment system. Refunds if necessary show up in timely manner and paypal will back... Read more Reviewed on: 17th June 2026
Tom's avatar
Tom

Latest lowest rating:

1

Am a buff and proficient student ... Am a buff and proficient student Reviewed on: 17th June 2026
Ruhainatu 's avatar
Ruhainatu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (141216)

Easy and clear process, also no issues with accessin...

5
Easy and clear process, also no issues with accessing further help if needed, customer service is extremely helpful Reviewed on: 14th June 2026
Natalia P's avatar
Natalia P

Paypal is quick and easy to help purchase items .

5
Paypal is quick and easy to help purchase items .. has help me over tge years with birthday and Christmas, easy to follow instructions Reviewed on: 14th June 2026
Nicola H's avatar
Nicola H

keeping track

5
easy to keep track if statements only criticism i have is it takes 4/5 days after payment for the money to go out of bank account most others go the. next day Reviewed on: 14th June 2026
stewart s's avatar
stewart s

Easy to use , fast money transfer fully recommend

5
Easy to use , fast money transfer fully recommend Reviewed on: 14th June 2026
Piotr G's avatar
Piotr G

Easy to use, with so many benefits.

5
Easy to use, with so many benefits. Reviewed on: 14th June 2026
Paulo G's avatar
Paulo G

Great value, excellent customer service and always r...

5
Great value, excellent customer service and always responsive to queries. Reviewed on: 14th June 2026
Aser Rehman Mir's avatar
Aser Rehman Mir

PayPal Credit Card Review. Excellent Experience

5
I have been using PayPal Credit for the past few months, and my experience has been excellent. One of the biggest advantages is the 0% interest installment plans available on eligible purchases over £100, which makes it much easier to spread the cost of larger purchases without paying extra interest. The application process was simple, and the credit facility has been very convenient to use. Throughout the time I have used it, I have never faced any issues with payments, transactions, or account management. The service is reliable, easy to understand, and integrates seamlessly with PayPal purchases. I have used a significant amount of credit during this period, and I can confidently say that PayPal Credit is one of the best credit options I have used. The flexibility, interest-free payment plans, and smooth user experience make it a great choice for anyone looking to manage their purchases more effectively. I would highly recommend PayPal Credit to anyone who regularly shops online and wants a flexible, hassle-free way to spread the cost of purchases. Reviewed on: 14th June 2026
Ahsan's avatar
Ahsan

It just works!

5
It just works! And hopefully it will never change! Reviewed on: 14th June 2026
Gary's avatar
Gary

Great fast service, brilliant customer service, they...

5
Great fast service, brilliant customer service, they respect the customers the most for sure Reviewed on: 14th June 2026
Vahid M's avatar
Vahid M

Was easy to set up and use.

5
Was easy to set up and use. Got a good limit and a lot of online shops accept paypal credit which really helps. Reviewed on: 14th June 2026
Stephanie M's avatar
Stephanie M

Review PayPal: PayPal Credit now

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