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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent customer care

Had money taken out of my account once from abroad. PayPal were excellent in sorting this out for me and gave me tios on how to stop it happening again. Excellent customer care. Reviewed on: 28th May 2025

PayPal online payments serve me well, fast and relia...

PayPal online payments serve me well, fast and reliable…. So easy to make transactions with PayPal. Plus the pay in 3 payments interest free, is very smooth ,quickly and easily transactions with protection . I highly recommended it to friends and family …. Reviewed on: 28th May 2025

Amazing service

My experience has been good I've had no issues and I know that if one ever occurred I can easily and quickly get it sorted Reviewed on: 28th May 2025

Good for getting refunds

Easy to use. Great if there's a problem with my purchase Reviewed on: 28th May 2025

Good and convenient service.

Good and convenient service. PayPal is used by many vendors that I can easily use this option at checkout. Reviewed on: 28th May 2025

PayPal is still revolutionary

PayPal still exists as a revolution in online payments and beyond, most other competitors are merely emulating, or trying to, what PayPal laid as a foundation decades ago. I hope that paypal stays ahead and can innovate on the back of its position to keep it's market edge. Reviewed on: 28th May 2025

Great service always there when I need it, always th...

Great service always there when I need it, always there for those emergencys. Would highly recommend it to anyone. Reviewed on: 28th May 2025

Excellent for spreading costs and budgeting

Excellent for spreading costs and budgeting Reviewed on: 28th May 2025

I love it.

I like it. Easy, quick. 0% extra. 3 instalments, it really necessary sometimes Reviewed on: 28th May 2025

Excellent service n much flexibility

Excellent service n much flexibility Reviewed on: 28th May 2025

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