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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use

5
Easy to use and gets me out of sticky situations. It’s clear on knowing what I owe and how to pay to back it back Reviewed on: 12th July 2026

So easy.

5
So easy. Really enjoyable process Reviewed on: 12th July 2026

Transactions are effectively executed

5
Transactions are effectively executed Reviewed on: 12th July 2026

Makes purchases easy and secure keeping my details safe

5
Makes purchases easy and secure keeping my details safe Reviewed on: 12th July 2026

PayPal is excellent and makes life easier.

5
PayPal is excellent. It’s easy to manage and I can see exactly what I need to pay and when. I can find my payees instantly when sending money and money moves from my own bank within seconds. It just makes life easier. Reviewed on: 12th July 2026

smooth transactions most of the time

4
smoothbtransactions most of the time Reviewed on: 12th July 2026

A really useful app.

5
A really useful app. Easy to use and I do use it all the time. Reviewed on: 12th July 2026

Satisfied customer

5
Easy to access & view all account details and contact customer support Reviewed on: 12th July 2026

Very good service, easy access more spending more yo...

4
Very good service, easy access more spending more you get back Reviewed on: 12th July 2026

Asbelutly great service could not ask for better

5
Asbelutly great service great service brealient and outstanding Reviewed on: 12th July 2026

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