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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal cards.

I feel PayPal gives you thing like a card with out explanation on how and where to use them Reviewed on: 12th July 2026

Nothing is ever a problem staff are really efficient.

Nothing is ever a problem staff are really efficient. If there is an issue it is always easy to solve Reviewed on: 12th July 2026

Too slow for processing.

Too slow for processing. Complicated sometime about purchasing and installation as Reviewed on: 12th July 2026

The credit scheme has helped me when I've struggled...

The credit scheme has helped me when I've struggled now I've paid it off. It's been nice. I would recommend Reviewed on: 12th July 2026

Very simple, easy and quick to use!

Very simple, easy and quick to use! Never encountered any issues so can’t comment on customer service! Reviewed on: 12th July 2026

Overall good experience

I had an overall good experience but I struggled with a few aspects. Payments were being declined despite having available credit and customer service was not helpful, they kept blaming my bank. Reviewed on: 12th July 2026

Caringvand Professional

Good customer service, and fast resolutions Reviewed on: 12th July 2026

Decision only took seconds, it was fast and reliable.

Decision only took seconds, it was fast and reliable. Reviewed on: 12th July 2026

Very easy to use, communication is great

Very easy to use, communication is great Reviewed on: 12th July 2026

Help to sort out disagreements with sellers

Help to sort out disagreements with sellers Reviewed on: 12th July 2026

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