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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Great value, easy to use

Never had an issue with PayPal, find it really easy to use and excellent value credit option Reviewed on: 4th July 2026

Easy to manage with complete security

Easy to manage with complete security Reviewed on: 4th July 2026

Paypal is a safe way to buy and pay for goods and is...

Paypal is a safe way to buy and pay for goods and is so easy to do. Logging in is easy and explains everything right there on the one page transactions and payments which are also simple to complete in a jiffy.Sorting problems out ( if you have any ) simple just ring them they are very helpful .I have used paypal for a long time and cannot fault it and feel it's the best way to pay for goods safely , quickly with no difficulty or messing or stress. Reviewed on: 4th July 2026

Fantastic

Fantastic service from the many years of using this service Reviewed on: 4th July 2026

Fantastic and so easy to use!

Fantastic and so easy to use! So flexible with Paypal peace of mind. Now my favorite credit card! Reviewed on: 4th July 2026

Very quick and easy

Very quick and easy - giving me the option to pay off in a time frame without paying interest Reviewed on: 4th July 2026

Paypal saves the day.

Ive used paypal for a long time now and they have been very helpfull. At one point i bought something online and it turnned out to be a scam. i lost my money but after contacting paypal, they helped me to get my money back. Reviewed on: 4th July 2026

Difficult to grade reviews w

Difficult to grade when hardly used. I have one issue tried to Pay in 3 installment but was directed to PayPal credit card Reviewed on: 4th July 2026

Easy and convenient to use

Easy and convenient to use, payments made easy and easy to monitor account. Reviewed on: 4th July 2026

PayPal credit was fast and easy.

PayPal credit was fast and easy to set up. Making payments simple and easy. Interest rates and periods of 0% could be made a lot clearer. Reviewed on: 4th July 2026

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