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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Make buying things easy.

Make buying things easy. Secure payments. Reviewed on: 4th July 2026

Excellent safe secure , clear easy to use

Excellent safe secure , clear easy to use Reviewed on: 4th July 2026

Recently had to use customer service for an unfulfil...

Recently had to use customer service for an unfulfilled delivery and they sorted it super fast! Reviewed on: 4th July 2026

Great points programme

I like it as it is very simple and it's quick to add money into the account. Points are great in paypal+. Reviewed on: 4th July 2026

Paypal is great,

Paypal is easy to use and always up todate, current and safe Reviewed on: 4th July 2026

Feel secure using this payment method.

Feel secure using this payment method. Clear instructions and email reminders to keep you on track. Helped with a retailer I had difficulty getting a refund Reviewed on: 4th July 2026

Quick and easy to use.

Quick and easy to use. O need to jump through hoops Reviewed on: 4th July 2026

Paypal are in my opinion the best, always so helpful...

Paypal are in my opinion the best, always so helpful and will help refund any scam payment Reviewed on: 4th July 2026

Very happy

Easy to use and setup . Pay over 3 payments really helps as I'm setting up a home music studio and buy things I wouldn't buy straight away but over 3 payments makes it so much easier. Reviewed on: 4th July 2026

Been using PayPal for years always trustworthy no co...

Been using PayPal for years always trustworthy no complaints Reviewed on: 4th July 2026

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