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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Never had a problem with PayPal, find them a trustwo...

5
Never had a problem with PayPal, find them a trustworthy transaction Reviewed on: 4th July 2026

Using PayPal credit, helps me buy the things I need,...

5
Using PayPal credit, helps me buy the things I need, to be able to pay over time and have control over my finances each month Reviewed on: 4th July 2026

Secure transactions

5
Use PayPal on all online transactions as it makes me feel safe and keeps my bank details secure as I dont need to input these at the checkout. I also use pay in 3 which is a fantastic option , it makes buying more affordable Reviewed on: 4th July 2026

Second to none service

5
Seamless and easy services with clear instructions that gives better results Reviewed on: 4th July 2026

Great credit provider

5
Great credit provider and offers a lot of payment options Reviewed on: 4th July 2026

Have used PayPal for years without any issues

5
Have used PayPal for years without any issues Reviewed on: 4th July 2026

Amazing service

5
Great customer service and care of they customers Reviewed on: 4th July 2026

Great provider

4
All does what it says with no surprises Reviewed on: 4th July 2026

Using pay in 3 makes purchases much more affordable

5
Using pay in 3 makes purchases much more affordable Reviewed on: 4th July 2026

Can’t fault them

5
Great app, easy to use and great range of value services. Good customer service tops off the experience Reviewed on: 4th July 2026

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