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PayPal: PayPal Credit reviews

4.90
Based on 104,722 reviews, last reviewed 12th May 2026
2486250% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have so far had a good experience I have so far had a good experience Reviewed on: 12th May 2026
Gloria M's avatar
Gloria M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104722)

Great app and service

5
Great app, easy to pay and collect. I organise a lot of collections and a poker school so PayPal is used a lot for collecting donations and buy ins from people, I’d be lost without it. Reviewed on: 16th April 2026

Never had any issues using PayPal and throughout the...

5
Never had any issues using PayPal and throughout the years its added more and more to its services , its been something I've used daily and helped me with my purchases and finances , I've recommended PayPal to friends especially with the addition of debit cards forming a part of their service Reviewed on: 16th April 2026

Reliable, friendly and polite.

5
PayPal is reliable and helpful. Any issue I had was resolved to my satisfaction. Customer service is brilliant. Staff are very friendly and have a can-do attitude. Reviewed on: 16th April 2026

A great Company

5
It offers 4 months 0% interest which I do on a regular basis and also the virtual credit card which is amazing. They are a great company. Reviewed on: 16th April 2026

Really convenient and flexible way...

5
I’ve been using PayPal Credit for a while now, and it’s been a really convenient and flexible way to manage purchases without immediate pressure on my bank balance. Everything is clearly integrated within the PayPal app, so tracking spending and payments is easy. Reviewed on: 16th April 2026

PayPal is the absolute best!!

5
PayPal is the absolute best - they have amazing Credit and Debit cards and their customer support is always great!! :) Reviewed on: 16th April 2026

Amazing service

5
Always used PayPal great app and great safety Reviewed on: 16th April 2026

A great experience all round.

5
A great experience all round. Nothing to worry about!! Reviewed on: 16th April 2026

I'm satisfied with paypals service

4
At the moment I'm satisfied with paypals service Reviewed on: 16th April 2026

Have used PayPal for years and have had minimal issues.

5
Have used PayPal for years and have had minimal issues. Reviewed on: 16th April 2026

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