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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Easy easy to use and get discounts

Easy to use and get discounts at numerous retailers and points on top Reviewed on: 4th July 2026

Really easy to use and makes big purchases more affo...

Really easy to use and makes big purchases more affordable. Reviewed on: 4th July 2026

Paypal is great gives you more time to pay ,also if...

Paypal is great gives you more time to pay ,also if you haven't received goods yet your money back for you Reviewed on: 4th July 2026

Great customer service

When i had an issue with a parcel paypal sorted the situation quickly also you get to speak to real people rather than a virtual assistant Reviewed on: 4th July 2026

PayPal credit is a easy and convenient method to pay...

PayPal credit is a easy and convenient method to pay for purchases. Easy to set up and easy to use. You can spread the cost and pay no interest on some of the plans. Payments can be set up to be paid automatically, so you never miss a payment. Reviewed on: 4th July 2026

PayPal credit is always my go to when I need the con...

PayPal credit is always my go to when I need the convenience of more time to pay for things that I need. Reviewed on: 4th July 2026

Great deal

It was a great and easy transaction and a good deal for me. The interest free deal was perfect for me spreading my payments over 18 months..I recommend Paypal credit to everyone. Reviewed on: 4th July 2026

It was my first experience at using a credit system...

It was my first experience at using a credit system and provided a easy way to spread the cost. A good way for people who haven’t used credit before to learn how to pay back money. Reviewed on: 4th July 2026

Comes in very Andy

I would definitely recommend using PayPal Reviewed on: 4th July 2026

Never had a bad experience or problem so far

Never had a bad experience or problem so far Reviewed on: 4th July 2026

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