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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,739 reviews, last reviewed 12th May 2026
2486950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026
Louise 's avatar
Louise

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104739)

A great Company

5
It offers 4 months 0% interest which I do on a regular basis and also the virtual credit card which is amazing. They are a great company. Reviewed on: 16th April 2026
Mercedes X's avatar
Mercedes X

Really convenient and flexible way...

5
I’ve been using PayPal Credit for a while now, and it’s been a really convenient and flexible way to manage purchases without immediate pressure on my bank balance. Everything is clearly integrated within the PayPal app, so tracking spending and payments is easy. Reviewed on: 16th April 2026
Ellis R's avatar
Ellis R

PayPal is the absolute best!!

5
PayPal is the absolute best - they have amazing Credit and Debit cards and their customer support is always great!! :) Reviewed on: 16th April 2026
ML's avatar
ML

Amazing service

5
Always used PayPal great app and great safety Reviewed on: 16th April 2026
Christina T's avatar
Christina T

A great experience all round.

5
A great experience all round. Nothing to worry about!! Reviewed on: 16th April 2026
Kevin B's avatar
Kevin B

I'm satisfied with paypals service

4
At the moment I'm satisfied with paypals service Reviewed on: 16th April 2026
Babba SG's avatar
Babba SG

Have used PayPal for years and have had minimal issues.

5
Have used PayPal for years and have had minimal issues. Reviewed on: 16th April 2026
Anonymous's avatar
Anonymous

I have never had any problems with PayPal and it kee...

5
I have never had any problems with PayPal and it keeps my information safe Reviewed on: 16th April 2026
Mel's avatar
Mel

Always changing for the better!

5
I have used PayPal for years now and they get better and better all the time. Always coming up with new things and making my life easier when making payments. I can also use pay in 3 which I love and it’s easy to make payments. Reviewed on: 16th April 2026
Susan 's avatar
Susan

All great

5
All great and excellent service. I would recommend this service to anyone Reviewed on: 16th April 2026
MR M's avatar
MR M

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