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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Easy way to pay would definitely recommend

Easy way to pay would definitely recommend Reviewed on: 4th July 2026

PayPal- There when I need it

PayPal has always been a bit of a life saver when it comes to Christmas. I don’t need to spend every penny at the time and can space out my repayments without incurring interest. The information about interest and repayment periods is very clear and easy to understand. One little criticism is the time it can take for payment to show up in my bank and also in PayPal, instant taking of funds would really help with managing my personal finances Reviewed on: 4th July 2026

Whenever I had a problem, customer service responded...

Whenever I had a problem, customer service responded immediately and explained everything very clearly. Reviewed on: 4th July 2026

great service always there when needed

great service always there when needed Reviewed on: 4th July 2026

I use PayPal , to protect sensitive info

I always use PayPal when I can, so I don't have to put bank details into websites. I feel it provides protection. I like the 4 month interest free credit and pay in 3, as they offer a little more time to pay for goods.. Reviewed on: 4th July 2026

Excellent service , I will recommended to everyone

Excellent service , I will recommended to everyone Reviewed on: 4th July 2026

PayPal is always there.

PayPal is always there. Any issues are sorted out promptly and explained simply. Reviewed on: 4th July 2026

Never had an issue would recommend

Never had an issue would recommend Reviewed on: 4th July 2026

All good.

All good. But the account information could be better and more clear. Reviewed on: 4th July 2026

Used Paypal for almost 30 years, never ever had a pr...

Used Paypal for almost 30 years, never ever had a problem. Reviewed on: 4th July 2026

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