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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104778)

Has been very easy to set up and use

5
Has been very easy to set up and use Reviewed on: 16th April 2026
Bryn 's avatar
Bryn

Manageable credit when u need it

5
Manageable credit when u need it Reviewed on: 16th April 2026
Wiola's avatar
Wiola

Use PayPal on a regular basis both for instant trans...

5
Use PayPal on a regular basis both for instant transaction and their interest free options. App is superb on all platforms and website is great to. Reviewed on: 16th April 2026
Neil D's avatar
Neil D

Easy to use, love that there is no interest for 4 mo...

5
Easy to use, love that there is no interest for 4 months, amazing credit limit Reviewed on: 16th April 2026
Ana's avatar
Ana

I feel safe when l pay with PayPal coz if something...

5
I feel safe when l pay with PayPal coz if something mistake l am sure that I will get my money back Reviewed on: 16th April 2026
Anyavee 's avatar
Anyavee

Efficient Customer Service

5
Recognised a discrepancy with DD and was sorted out quickly and without fuss Reviewed on: 16th April 2026
Graham's avatar
Graham

greatest service for finance.

5
greatest service for finance. nothing compared to it. Reviewed on: 16th April 2026
Mihai S's avatar
Mihai S

Wery easy and recomended for all

5
Wery easy and recomended for all Reviewed on: 16th April 2026
Michal M's avatar
Michal M

PayPal is amazing

5
Have been a PayPal customer for years and highly rated their customers service. I feel that I've always received the highest service and have always had my problems resolved quickly and efficiently. Not only that but when you make a purchase with PayPal I always feel protected and that my transactions are safe and secure...I'd probably go as far as to say on par with if not more secure than my bank! I always like to make sure with reviews that there are pros and cons but I can honestly say that there are no negatives with PayPal and for this, I will forever be a customer. Reviewed on: 16th April 2026
Sam m's avatar
Sam m

Using Paypal gives you confidence purchasing online...

5
Using Paypal gives you confidence purchasing online its very easy to use and if there is any query, they are easily contactable and helpful Reviewed on: 16th April 2026
Sonia R's avatar
Sonia R

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