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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Easy to use

5
PayPal is easy to use and navigate, and helps me manage payments easily. The new PayPal+ is a great addition. the request update emails from them too is a great form of communication. Reviewed on: 4th July 2026

Means i can get an item sooner .

5
Means i can get an item sooner . Buy now pay in installments , just handy to have that fredom Reviewed on: 4th July 2026

Spread the cost without a loss

5
Like the interest free options comes in handy for purchases for me and business Reviewed on: 4th July 2026

Easy and smooth process

5
Easy and smooth process from start to completion of transactions. An excellent way to manage larger purchases. Reviewed on: 4th July 2026

Easy to use

5
Easy way to pay without giving my card details to all the companies great customer service when there is an issue with a company. Can't fault PayPal. It Feels safer to use Paypal Reviewed on: 4th July 2026

Safe and interest free for 4 months!

5
I have used paypal credit for a number of purchases. Its safe and interest free for 4 months! Reviewed on: 4th July 2026

Simpsimplele easy to use in a tight spot

5
Simple easy to use in a tight spot Reviewed on: 4th July 2026

PayPal credit

5
once my credit score was passed i got £2500 Reviewed on: 4th July 2026

All good, have never had any bad experience with Pay...

5
All good, have never had any bad experience with PayPal Reviewed on: 4th July 2026

Easy to use and a good service

5
Easy to use and a good service great for booking a holiday and paying off - had an issue but was resolved straight away would recommend to a friend Reviewed on: 4th July 2026

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