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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Very streamlined experience

Very streamlined experience with flexible payment options that are generally free. What’s not to like. Reviewed on: 4th July 2026

I love the app.

I love the app. It is so easy to link to my bank account, easy to spend and easier to repay. Good value rewards available. Reviewed on: 4th July 2026

Good for shopping

More and easier control over authorizing payments would be useful, better dashboards and transparency. Reviewed on: 4th July 2026

perfect, easy , useful, very helpful

perfect, easy , useful, very helpful Reviewed on: 4th July 2026

Versatile

Great for using abroad Use at 96% of most websites and PayPalDebit used abroad with no charges Reviewed on: 4th July 2026

Very safe to use and high protection from scammers

Very safe to use and high protection from scammers Reviewed on: 4th July 2026

In terms of payment is good , not fully can be under...

In terms of payment is good , not fully can be understand paypal credits, or delays Reviewed on: 4th July 2026

Puts you first

My experience has always been with positive outcomes Reviewed on: 4th July 2026

Excellent services easy to use value for money

Excellent services easy to use value for money Reviewed on: 4th July 2026

It does what it says on the tin.

It does what it says on the tin. Purchase was easy and credit was good! Reviewed on: 4th July 2026

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