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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,835 reviews, last reviewed 12th May 2026
2491500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026
NAS's avatar
NAS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104835)

Makes it much simpler and safer to buy products

5
Makes it much simpler and safer to buy products Reviewed on: 16th April 2026
David's avatar
David

PayPal is very good and safe the best for me.

5
PayPal is very good and safe the best for me. It’s not just for payment it help to build my credit score. Reviewed on: 16th April 2026
Ryan l's avatar
Ryan l

Highly Recommended

5
Flexible repayment options are really helpful. Reviewed on: 16th April 2026
GEORGE's avatar
GEORGE

Fast and efficient service.

5
Fast and efficient service. If there is an issue it is sorted quickly Reviewed on: 16th April 2026
Simon G's avatar
Simon G

Makes day to day life a little easier!

5
Makes day to day life a little easier! Really easy to use and because PayPal is accepted almost everywhere, it helps to spread the cost. Reviewed on: 16th April 2026
Junglejuice's avatar
Junglejuice

Shopping

4
Its easy to use and I will recommend to other people to use PayPal Reviewed on: 16th April 2026
David M's avatar
David M

When ever needed PayPal is always there with immedia...

5
When ever needed PayPal is always there with immediate assistance. Reviewed on: 16th April 2026
Tina R's avatar
Tina R

I appreciate the credit review and the app is workin...

5
I appreciate the credit review and the app is working well and very good to use Reviewed on: 16th April 2026
Olorunsiwa Segun's avatar
Olorunsiwa Segun

Paypal credit (card) good and bad points

5
Using paypal credit to split payment transactions interest free finance is fantastic. Using paypal for secure online payments is great. Not good at all is, After contacting paypal by phone a week prior to going on holiday in Europe, informing that i will be using the card abroad and paypal insisting it won’t be a problem (even informing them of the exact dates) Security still stoped me making a transaction at the hotel. Second time to happen. First time i accepted the reason as security is important but this second time has given me very little confidence in my paypal credit card. Reviewed on: 16th April 2026
Rh L's avatar
Rh L

Useful to be able to pay for items over a...

5
Useful to be able to pay for items over a longer term Reviewed on: 16th April 2026
Leigh B's avatar
Leigh B

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