Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181132)

Safe, easy to use and convenient

Safe, easy to use and convenient Reviewed on: 4th July 2026

easy to get came up as option qwhen paying gave me £...

easy to get came up as option qwhen paying gave me £20 off Reviewed on: 4th July 2026

My go to payment

I've used PayPal Credit on several occasions and always had an excellent user experience. On one occasion an item wasn't delivered and after numerous emails to the supplier I contacted PayPal who sorted the issue out immediately. Reviewed on: 4th July 2026

Seamless integration with my other financial activit...

Seamless integration with my other financial activities through PayPal Reviewed on: 4th July 2026

PayPal is great, easy to use- quick to set up and pa...

PayPal is great, easy to use- quick to set up and payments automatically taken at a convenient time Reviewed on: 4th July 2026

Always really good to know it's there to stretch out...

Always really good to know it's there to stretch out any purchases that I need to get without having to get the lump sum in an instant. Plus if anything goes wrong PayPal are behind you to resolve the issue and make sure I am listened to over the matter . Reviewed on: 4th July 2026

Good overall experience when using

Good overall experience when using Reviewed on: 4th July 2026

PayPal credit is an amazing service to help pay for...

PayPal credit is an amazing service to help pay for things. You can pay it off monthly or informs you when the interest free is running out so you can pay that amount without getting charges. It’s my go to payment solution and know it is very secure. Reviewed on: 4th July 2026

Easy to deal with.

Easy to deal with. Ample notification with a worthwhile service! PayPal is extremely convenient! Reviewed on: 4th July 2026

Used paypal credit lotq of times.

Used paypal credit lotq of times. Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101290 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub