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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

First choice for transactions

Grate to do business with, competitive rates, intstant decisions, secure protection. My first choice for transactions. Reviewed on: 4th July 2026

It just works as it should.

It just works as it should. Very secure and the 4 months interest free deal has quite literally changed my life. Reviewed on: 4th July 2026

Great customer service easy to use really happy with...

Great customer service easy to use really happy with PayPal! Reviewed on: 4th July 2026

It's a comfort to know I have paypal as a back up p...

It's a comfort to know I have paypal as a back up payment method .and monthly payments are a bug help. Reviewed on: 4th July 2026

Always quick to answer the phone and quick at solvin...

Always quick to answer the phone and quick at solving issues Reviewed on: 4th July 2026

Just amazing all round .

Just amazing all round . Never had an issue and always so easy to use . Reviewed on: 4th July 2026

Easy to use

I have used PayPal for many years and always found it easy to use. Reviewed on: 4th July 2026

I use PayPal for all my online transactions because...

I use PayPal for all my online transactions because I know that it’s the safest way for me to pay for things. Whenever I have had an issue with a seller, PayPal have refunded me quickly. Reviewed on: 4th July 2026

Best there is

No issues encountered through years of using service.Feeling safe and protected in all my transactions The Way to go Reviewed on: 4th July 2026

5 stars easy to use

PayPal is so easy to use and more importantly it’s safe. Reviewed on: 4th July 2026

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