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PayPal: PayPal Credit reviews

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4.90
Based on 104,932 reviews, last reviewed 12th May 2026
2495900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nil , I have not tried yet, please give me... Nil , I have not tried yet, please give me some time Reviewed on: 12th May 2026
Kin 's avatar
Kin

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104932)

Trustworthy, financial safety! :)

5
PayPal has been amazing in helping me keep a peace of mind when I place any financial transaction. I tend to look for a PayPal checkout option whenever making purchases. If a business does not have that option, I often hesitate to buy. More businesses should be offering PayPal as a checkout options to help customers like me feel safe. Reviewed on: 16th April 2026
M Sultana's avatar
M Sultana

Very handy offers for interest free credit

5
Very handy offers for interest free credit Reviewed on: 16th April 2026
Anon's avatar
Anon

I have been using PayPal for years without any issue...

5
I have been using PayPal for years without any issues and recently started using their credit card too. I find it very convenient and their app easy to navigate. I can happily recommend their services. Reviewed on: 16th April 2026
Stefio01's avatar
Stefio01

Great option to spread payments making more appealing

4
Great option to spread payments making more appealing Reviewed on: 16th April 2026
Julia e's avatar
Julia e

I feel it's transactions are pretty straight forward...

5
I feel it's transactions are pretty straight forward and customer service is top notch. Reviewed on: 16th April 2026
Mercy M's avatar
Mercy M

Very smooth transactions friendly customer service a...

5
Very smooth transactions friendly customer service always sort any problem quickly and efficiently Reviewed on: 16th April 2026
Maureen J's avatar
Maureen J

Great experience, they are resposonse very fast

5
Great experience, they are resposonse very fast Reviewed on: 16th April 2026
Mariana V's avatar
Mariana V

Have never had a problem .

5
Have never had a problem . Easy to use. Reviewed on: 16th April 2026
Kate b's avatar
Kate b

Always great experience with paypal

5
Always great experience with paypal Reviewed on: 16th April 2026
Iftikhar Ahmed's avatar
Iftikhar Ahmed

Perfect service from PayPal every time.

5
Perfect service from PayPal every time. Any issues, which have been very infrequent have been sorted out quickly and efficiently. Reviewed on: 16th April 2026
Suzy Blue's avatar
Suzy Blue

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