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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Its good BUT

It is good but, I wish there was an option that if the 4 months finishes, to set up a monthly payment to help pay it off Reviewed on: 4th July 2026

Very easy and straight forward.

Very easy and straight forward. I can send money to my parent my parents can send to me. Earning little rewards is absolutely great - saves me lots of money Reviewed on: 4th July 2026

PayPal and PayPal credit are amongst my favorite way...

PayPal and PayPal credit are amongst my favorite way to pay. Reviewed on: 4th July 2026

Realy good easy to use keep 9n to of

Realy good easy to use keep 9n to of Reviewed on: 4th July 2026

Never had a problem in years, I always use PayPal as...

Never had a problem in years, I always use PayPal as my payment method online Reviewed on: 4th July 2026

Easy to use and set up.

Easy to use and set up. The app makes everything clear. There's nothing about the service that I think could be improved. Reviewed on: 4th July 2026

Being with paypal has helped me be able to make purc...

Being with paypal has helped me be able to make purchases more affordable Reviewed on: 4th July 2026

Easy to use and immediate response.

Easy to use and immediate response. Reviewed on: 4th July 2026

I use PayPal credit for larger purchases it's very c...

I use PayPal credit for larger purchases it's very convenient and super easy to use. It's easy to manage online and simple to pay and manage the balance and see where you are in real time. There are multiple options including pay in 3 and 4 months interest free that suit every purchase type. Reviewed on: 4th July 2026

Easy to use

I’ve been using PayPal for a few years now and it’s been great. It’s safe, easy to use and available at most online retailers. Thank you PayPal! Reviewed on: 4th July 2026

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