Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,978 reviews, last reviewed 12th May 2026
2498050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% interest in 4 months is great! The PayPal credit 0% interest in 4 months is a lifesaver for money! Reviewed on: 12th May 2026
DC's avatar
DC

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104978)

Paypal seems competitive in digital consumerism base...

5
Paypal seems competitive in digital consumerism based on its seamless approach and good service platform Reviewed on: 16th April 2026
ansh's avatar
ansh

Great company

5
Great service and great at dealing with problems Reviewed on: 16th April 2026
Jackie U's avatar
Jackie U

Just one call and the problems are resolved.

5
Just one call and the problems are resolved. I had in past a few purchases which looks like a good deal but when I received it I realised it more like a scam. Trying to contact the seller and no response whatsoever. Contacted PayPal resolution centre just once and after a few days I had my money back. Reviewed on: 16th April 2026
Krzysztof Deneka's avatar
Krzysztof Deneka

PayPal Credit is so flexible

5
PayPal Credit is so flexible whether it be the pay over three months interest free or the virtual credit card, it has everything you need Reviewed on: 16th April 2026
Martin C's avatar
Martin C

PayPal was so easy to set up .

5
PayPal was so easy to set up . I have a debit and credit card. App is great for keeping track. I have both cards in apple wallet and collect rewards. Reviewed on: 16th April 2026
Colin w's avatar
Colin w

Brilliant!

5
Brilliant! Paypal credit has helped me when I needed it the most! Reviewed on: 16th April 2026
Loraine's avatar
Loraine

Problems sorted

5
When ever I have a problem PayPal takes time to sort it out. It’s easy and straightforward money management. Reviewed on: 16th April 2026
Chris H's avatar
Chris H

Never had a problem with PayPal!

5
I prefer Paying through PayPal so payments are always tracked and it has been so easy to contact them to resolve an issue I may have with a company where I may not have received a parcel etc. I have PayPal credit and that is also great! I have never had a problem with PayPal itself. Reviewed on: 16th April 2026
Naomi H's avatar
Naomi H

So convenient having the card on my phone wallet

5
So convenient having the card on my phone wallet Reviewed on: 16th April 2026
kate b's avatar
kate b

Helpd me get what I need for my kids

5
Helpd me get what I need for my kids Reviewed on: 16th April 2026
Katie's avatar
Katie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill