Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,027 reviews, last reviewed 12th May 2026
2500400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service! Always easy to use, offers flexible payment options amd protection when paying companies. App is very user friendly! Reviewed on: 12th May 2026
Nikijane's avatar
Nikijane

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105027)

Easy to use

5
Easy to use and repayment plans are available Reviewed on: 16th April 2026

I’m using PayPal

5
I’m using PayPal and I’m very happy with that Reviewed on: 16th April 2026

Easy transactions...

4
Easy transactions and they sent alerts every now and then Reviewed on: 16th April 2026

Paypal is amazing

5
Paypal has made managing my money alot easier and helped me save more money through there point system with brands also makes online shopping easier and quicker Reviewed on: 16th April 2026

Trusted brand

5
I have used PayPal for many years. It has helped me through some difficult times and it's a brand I can really trust. I feel safe and confident whenever I use it. Reviewed on: 16th April 2026

PayPal is really easy to use.

5
PayPal is really easy to use. I like the benefits you get. Reviewed on: 16th April 2026

PayPal is one of the safest ways to pay amazing serv...

5
PayPal is one of the safest ways to pay amazing service always listening and putting customers first would highly recommend also credit is good low payments too . Reviewed on: 16th April 2026

It’s was nice to bank with pay pal.

5
It’s was nice to bank with pay pal. Got full support while I m travelling out of country. No hidden or extra charges. Reviewed on: 16th April 2026

Very transparent

5
Amazing, clear agreements and no hidden costs Reviewed on: 16th April 2026

Paypal provides excellent service, i am very content.

5
Paypal provides excellent service, i am very content. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49735 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products