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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Fast and simple

Quick and easy to use. I am able to access my statement online to track all spending and payments. Easy to make a payment or set up direct debit online. Reviewed on: 4th July 2026

They gave me 20 pounds credit too on my first card r...

They gave me 20 pounds credit too on my first card registering Reviewed on: 4th July 2026

Super user friendly & easy to manage.

Super user friendly & easy to manage. Always at my finger tips and accepted from most retailers, makes buying online easy and me feel protected by Paypals usual buyers rights. Reviewed on: 4th July 2026

Best and l feel protected from scams when shopping o...

Best and l feel protected from scams when shopping online Reviewed on: 4th July 2026

Excellent service and customer services.

Excellent service and customer services. If you have any questions you can easily talk to someone in customer services Reviewed on: 4th July 2026

Excellent service

Great job well done, always swift payment services. I’ve never encountered a problem with any service Paypal offer. Reviewed on: 4th July 2026

I had an amazing since i started using paypal

I had an amazing since i started using paypal Reviewed on: 4th July 2026

good for credit score.

good for credit score. reliable and easy to use Reviewed on: 4th July 2026

Quick and Easy Access to Credit

Options and ease of use benefits me as a consumer. Access to paypal credit across various merchants makes life easier. I appreciate how easy it is to login using the app and check balances etc Reviewed on: 4th July 2026

Readily available credit.

Readily available credit. Particularly like the pay in 3 and interest free loans Reviewed on: 4th July 2026

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