Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181132)

The best on the market I would recommend PayPal to f...

The best on the market I would recommend PayPal to family and friends Reviewed on: 4th July 2026

5*******

Helpful and easy access and I like the beta version but still need updates Reviewed on: 4th July 2026

The customer service on calls are not avaiable 24/7...

The customer service on calls are not avaiable 24/7 for fraud cases Reviewed on: 4th July 2026

Easy and straight forward transactions in a convenie...

Easy and straight forward transactions in a convenient package Reviewed on: 4th July 2026

Paypal is very secure and always ensures they have t...

Paypal is very secure and always ensures they have the customers best interest whether you are a seller or buyer. You can always count that your money and transactions will be covered Reviewed on: 4th July 2026

Quick and easy very helpful and safe

Quick and easy very helpful and safe Reviewed on: 4th July 2026

My review

It easy to use and exrent help can access it easily Reviewed on: 4th July 2026

PayPal is brilliant.

PayPal is brilliant. PayPal has supported me in many ways with PayPal credit allowing me to build ahead Reviewed on: 4th July 2026

Really easy to use.

Really easy to use. The credit its helpful too Reviewed on: 4th July 2026

Excellent service.

Excellent service. Always helps me get what I need with less worry Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub