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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always superb service.

I've never had a bad experience using PayPal in any firm ir on any platform, always excellent. Reviewed on: 12th July 2026

PayPal is great

PayPal helped me when I needed it most Reviewed on: 12th July 2026

Always easy and simple to use.

Always easy and simple to use. Never had any issues with refunds or returns. Reviewed on: 12th July 2026

The best of the best.

The best of the best. I use PayPal pretty much everyday. Safe and secure. Reviewed on: 12th July 2026

PayPal has genuinely helped me alot throughout the y...

PayPal has genuinely helped me alot throughout the years, helping split my purchase payments, so can buy things i acutely need would like to see something mabey like an actual card in the future for paypal, and honestly im so happy with their service thank you so much Reviewed on: 12th July 2026

Good service.

Good service. Can’t complain. Does the job. Reviewed on: 12th July 2026

Great - use regularly

I use PayPal a lot to pay for goods and services. Only negative is customer services difficult to get in contact with. Reviewed on: 12th July 2026

Great service relevant reliable Great service releva...

Great service relevant reliable Great service relevant reliable Reviewed on: 12th July 2026

PayPal is the best place to send, recieve your money...

PayPal is the best place to send, recieve your money securely so far and I have not found any problem. Very good customer services Reviewed on: 12th July 2026

Great Experience!

Great Experience! Makes my life easier recommended for everyone Reviewed on: 12th July 2026

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