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PayPal: PayPal Credit reviews

4.73
Based on 142,947 reviews, last reviewed 19th Jun 2026
4235300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem so far with palpqlcredit No problem so far with palpqlcredit Reviewed on: 19th June 2026
Jqnemalpqs's avatar
Jqnemalpqs

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142947)

Payment method ,interst free for four months is a go...

5
Payment method ,interst free for four months is a good customer service Reviewed on: 15th June 2026

Extremely happy!

5
Great offers received and user interface is simple. If you ever come across a trouble, then you have ready to help customer services Reviewed on: 15th June 2026

Good.goog good good good

5
Good. All going well. Like using it when buying stiff from places that look dodgy. Reviewed on: 15th June 2026

Ease of use and convenience.

5
Ease of use and convenience. Used for over 20yrs and Paypal credit is a massive bonus to me. Reviewed on: 15th June 2026

Straight forward and Easy to reach for help

5
Straight forward and Easy to reach for help Reviewed on: 15th June 2026

Great for online payments...

4
Great for online payments, and for staggering payments with their credit feature. The app is also very robust. Reviewed on: 15th June 2026

I was using almost 10 years and it’s always fine.

5
I was using almost 10 years and it’s always fine. It’s very very less interest and helpful. Reviewed on: 15th June 2026

Excellent Service

5
A Professional, personal & confidential I service. Also good to receive informative updates & services. Thank you. Reviewed on: 15th June 2026

Great PayPal services

5
PayPal is very safe and reliable. Reviewed on: 15th June 2026

Always use for pay in 3, secure way to pay.

5
Always use for pay in 3, secure way to pay. I use as a default paying method on most transactions. Easy to use app and to keep track of payments. Paypal credit gives different options for payments compared to others. Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review