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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal reassurance

PayPal’s buyer protection provides me with reassurance and their representatives have helped me in the past when I was scammed. Reviewed on: 28th May 2025

I like Paypal because it's a convenient way to pay.

I like Paypal because it's a convenient way to pay online, and if a transaction goes wrong they help you get your money back Reviewed on: 28th May 2025

Been using for years never had a problem love new cr...

Been using for years never had a problem love new crypto features and pay in 3 Reviewed on: 28th May 2025

Sorted in a flash

Had issues with logging in and setting up my account that was linked to a non exsistent, they were able to help me resolve these issues quickly and efficiently Reviewed on: 28th May 2025

PayPal pay in three

PayPal pay in three is so easy to use and l use this when l want more expensive items as it helps to spread the cost with no interest.Giving you a little extra time to pay it off Reviewed on: 28th May 2025

Top dog PayPal credit

PayPal credit is always available to me and is very handy for purchasing expensive products that I wouldn't normally be able to without using PayPal credit. I also enjoy spreading the cost of my purchase over 4 months with the interest free credit Reviewed on: 28th May 2025

Love using PayPal!

Love using PayPal! Easy and no headaches! Reviewed on: 28th May 2025

Easy to use and reliable

Easy to use and reliable, decent interest free period and efficient reminders for payments to stay on top of oayments Reviewed on: 28th May 2025

I have been using paypal credit quite frequently as...

I have been using paypal credit quite frequently as it allows me to pay according to my own pace without worrying much about due dates and set payments Reviewed on: 28th May 2025

PayPal honest review

e been using PayPal for several years now, and it has consistently proven to be a reliable and convenient payment platform. Whether I’m shopping online, sending money to friends, or receiving payments for freelance work, PayPal makes the process smooth and secure. What I appreciate most is the ease of use. The interface is intuitive, and setting up an account or linking a bank is straightforward. I also value the added layer of buyer protection, which gives me confidence when purchasing from unfamiliar websites. Customer support has been helpful the few times I’ve needed assistance, and the response time was reasonable. The mobile app is also well-designed, making it easy to manage transactions on the go. Reviewed on: 28th May 2025

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