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PayPal: PayPal Credit reviews

4.73
Based on 142,973 reviews, last reviewed 19th Jun 2026
4236300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

great for a variaty of sites paypal credit is easy to use and accessible on many websites. the rates are average so wouldn't put long purchases on it, but if you're just looking f... Read more Reviewed on: 19th June 2026
charlie b's avatar
charlie b

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142973)

Easy to use easy to set up, great that it’s on my ph...

4
Easy to use easy to set up, great that it’s on my phone very convenient Reviewed on: 15th June 2026

I like to buy anything and pay by PayPal.

5
I like to buy anything and pay by PayPal. 100% save Reviewed on: 15th June 2026

Great quick and efficient.

4
Great quick and efficient. Can never go wrong with PayPal. Reviewed on: 15th June 2026

PayPal has helped me

5
PayPal has given me a way to pay for things in a way that suits me and my financial needs Reviewed on: 15th June 2026

PayPal credit have been amazing, they offer flexible...

5
PayPal credit have been amazing, they offer flexible repayments along with special offers like 0% credit Reviewed on: 15th June 2026

User friendly

5
Very good and user friendly. Personal experience very good and any issues easily solved by PayPal Reviewed on: 15th June 2026

The PayPal Credit Card is incredibly convenient for...

5
The PayPal Credit Card is incredibly convenient for online shopping with instant approvals and seamless integration. I love the flexible payments and cashback rewards definitely worth it! Reviewed on: 15th June 2026

Excellent, quick work , easy way system

5
Excellent, quick work , easy way system Reviewed on: 15th June 2026

Consumer reliant

5
Easy access but secure. No bag experience since account opening. Reliable. Reviewed on: 15th June 2026

Amazing and safe company would recommend to anyone

5
Amazing and safe company would recommend to anyone Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review