Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I’ve had a really positive experience using PayPal.

I’ve had a really positive experience using PayPal. It just makes life easier whether I’m buying something online, splitting a bill with a friend, or sending money to family, it’s always quick and hassle-free. What I like most is the sense of security it gives me. I don’t have to worry about sharing my card details every time I shop, and the buyer protection has come in handy more than once. It’s one of those tools I’ve come to rely on without even thinking about it—simple, smooth, and dependable. Reviewed on: 28th May 2025

PayPal credit

I am satisfied with the service, I received PayPal credit when I needed it. I believe I will be able to get an increase. Reviewed on: 28th May 2025

Perfecto

Super smooth to use and acceptable for most of online stores Reviewed on: 28th May 2025

Excellent PayPal service

Very helpfull, have successfully resolved issues with several vendors Reviewed on: 28th May 2025

I am very pleased because 5 years of using this appl...

I am very pleased because 5 years of using this application is a pleasure and the further the better the conditions and more profitable thank you from the bottom of my heart Reviewed on: 28th May 2025

Easy to use

Provides more time to pay for shopping Reviewed on: 28th May 2025

It's easy to manage paypal the app is easy to naviga...

It's easy to manage paypal the app is easy to navigate and Any problems it's very easy to get in touch with them . Reviewed on: 28th May 2025

Customer experience has and is excellent, when needi...

Customer experience has and is excellent, when needing assistance. Reviewed on: 28th May 2025

Always Helpful

Paypal Goes Above & Beyond whether it is a problem with an order and wanting your money back or transferring money they are always there to guide and Advise Reviewed on: 28th May 2025

Very useful especially pay in 3,When you buy plane t...

Very useful especially pay in 3,When you buy plane tickets ,costly things etc. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub