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PayPal: PayPal Credit reviews

4.73
Based on 142,947 reviews, last reviewed 19th Jun 2026
4235300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem so far with palpqlcredit No problem so far with palpqlcredit Reviewed on: 19th June 2026
Jqnemalpqs's avatar
Jqnemalpqs

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142947)

Great Experience

5
I've used PayPal Credit for several purchases and found it convenient and easy to manage. The application process was straightforward, payments are easy to track through my PayPal account, and the promotional financing options have helped me spread the cost of larger purchases. Overall, it's been a useful and flexible credit product. Reviewed on: 15th June 2026

Good service reliable and quick and.

5
Good service reliable and quick and. Secure Reviewed on: 15th June 2026

My experience with PayPal has been fabulous

5
My experience with PayPal has been fabulous Reviewed on: 15th June 2026

Very Excellent!

5
Very Excellent! A******** .......................................................................... Reviewed on: 15th June 2026

10/10 service and offers

5
Customer services excellant and friendly. The debit card with cashback is one of the best things paypal have come up with. Reviewed on: 15th June 2026

Only good experience!

5
Only good experience! I can’t fault PayPal for anything! Reviewed on: 15th June 2026

Great !!!

5
Great, I would recomend to anyone Reviewed on: 15th June 2026

Reliable Credit Option for Everyday Purchases

5
I’ve had a very positive experience with PayPal Credit over 12 years .The application process is straightforward, and having the option to spread payments over time has been very helpful for managing larger purchases.The account is easy to use through PayPal, payments are simple to track, and customer service is responsive whenever I’ve needed assistance.The promotional financing offers can provide real value when used responsibly. Overall, it’s a convenient and reliable credit option for my online shopping needs. Reviewed on: 15th June 2026

Ive been using PayPal credit for sometime now and Im...

5
Ive been using PayPal credit for sometime now and Im really happy using it. I love that id you spend over £100 you get longer to pay without interest charges. Reviewed on: 15th June 2026

Paypalisous

5
Never had a problem with anything...quick to pay and secure Reviewed on: 15th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review