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PayPal: PayPal Credit reviews

4.73
Based on 142,973 reviews, last reviewed 19th Jun 2026
4236300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

great for a variaty of sites paypal credit is easy to use and accessible on many websites. the rates are average so wouldn't put long purchases on it, but if you're just looking f... Read more Reviewed on: 19th June 2026
charlie b's avatar
charlie b

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142973)

Great credit card lower in interest rate and amazing...

5
Great credit card lower in interest rate and amazing for emergency service Reviewed on: 15th June 2026

Trustworthy

5
Reliable credit provider very trustworthy Reviewed on: 15th June 2026

Trustworthy

5
Reliable credit provider very trustworthy Reviewed on: 15th June 2026

Used it for years, no problems with PayPal

5
Used it for years, no problems with PayPal Reviewed on: 15th June 2026

PayPal can be relied upon

5
PayPal can be relied upon, quick and easy to use. Reviewed on: 15th June 2026

Nice, good and fabulous.

5
Nice, good and fabulous. I highly recommend it Reviewed on: 15th June 2026

Payment method ,interst free for four months is a go...

5
Payment method ,interst free for four months is a good customer service Reviewed on: 15th June 2026

Extremely happy!

5
Great offers received and user interface is simple. If you ever come across a trouble, then you have ready to help customer services Reviewed on: 15th June 2026

Good.goog good good good

5
Good. All going well. Like using it when buying stiff from places that look dodgy. Reviewed on: 15th June 2026

Ease of use and convenience.

5
Ease of use and convenience. Used for over 20yrs and Paypal credit is a massive bonus to me. Reviewed on: 15th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review