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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

4 months 0% interest offers are a game changer!

4 months 0% interest offers are a game changer! My go to way of purchasing items that are above £100 and I know I will be paying back in full within 2-3 months Reviewed on: 28th May 2025

Excellent

great experience. easy to use and comes with different options. Reviewed on: 28th May 2025

Good service.

Good service. Very helpful if a problem aris Reviewed on: 28th May 2025

Nothing less

They are transparent and as they offer that you can expect nothing less Reviewed on: 28th May 2025

Good and satisfactory.

Good and satisfactory. I love to use PayPal for online purchases. Reviewed on: 28th May 2025

Excellent, use it for many payments.

Excellent, use it for many payments. Occasional credit Reviewed on: 28th May 2025

Easy to use and flexible options for payment.

Easy to use and flexible options for payment. Reviewed on: 28th May 2025

Simple, easy, convenient.

Been using paypal for years. Nothing ever comes close when it comes to simplicity, ease of use and convenience. Reviewed on: 28th May 2025

easy and straightforward

Very easy to use and straightforward way to manage money! Reviewed on: 28th May 2025

Paypal is great

Paypal is simple to use and offers a credit option which comes in handy, I've never had any problems using it Reviewed on: 28th May 2025

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