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PayPal: PayPal Credit reviews

4.73
Based on 143,000 reviews, last reviewed 19th Jun 2026
4237600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got credit nice and easy and the payments are incred... Got credit nice and easy and the payments are incredibly affordable. The process was easy and I’m happy with the service! Reviewed on: 19th June 2026
Connor a's avatar
Connor a

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143000)

I love the fact their are credit options and pay in...

5
I love the fact their are credit options and pay in 3, as a single mother this helps me out so much. Reviewed on: 15th June 2026

Straight forward dealing.

5
Straight forward dealing. Quick response time, I value that. Reviewed on: 15th June 2026

Best service

5
PayPal is easy to use, convenient and provides a number of options and services. Reviewed on: 15th June 2026

It give you security when paying for things

4
It give you security when paying for things Reviewed on: 15th June 2026

Easy to apply, great App, lots of different ways to...

5
Easy to apply, great App, lots of different ways to pay for goods, trustworthy company, when I have needed to contact customer service the experience was professional and dealt with quickly Reviewed on: 15th June 2026

All very straight forward just works as a payment an...

5
All very straight forward just works as a payment and funding option Reviewed on: 15th June 2026

Safe, secure and reliable I use it regularly for onl...

5
Safe, secure and reliable I use it regularly for online purchases Reviewed on: 15th June 2026

It's very easy and Smart service excellent

5
It's very easy and Smart service excellent Reviewed on: 15th June 2026

I’ve used PayPal for many years for a variety of tra...

5
I’ve used PayPal for many years for a variety of transactions and I’ve always been more than satisfied with all the transactions that I’ve made Reviewed on: 15th June 2026

Brilliant never had a problem 5 stars ace

5
Brilliant never had a problem 5 stars Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review