Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,031 reviews, last reviewed 20th Jun 2026
4239050% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent :)) I only had good experience with paypal, so i only can recomend. Reviewed on: 20th June 2026
Edina's avatar
Edina

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143031)

PayPal is very easy to use and accessible

4
PayPal is very easy to use and accessible Reviewed on: 15th June 2026

Really good experience with multiple options for pay...

5
Really good experience with multiple options for pay later Reviewed on: 15th June 2026

Good and reliable service provider

4
Good and reliable service provider Reviewed on: 15th June 2026

I always look for PayPal as a payment option if I in...

5
I always look for PayPal as a payment option if I intend to make a purchase and that's likely to be a decision point too. Payment options with PayPal is unparallel and always raise the confidence with the merchant even before thinking of making a purchase. Reviewed on: 15th June 2026

It's a great and lovely about security

5
It's a great and lovely about security Reviewed on: 15th June 2026

I never knew about PayPal credits and then all of a...

4
I never knew about PayPal credits and then all of a sudden, I see it on my PayPal app and for I'd give it a try, and yes, I've never come across anything like this, it's perfect. For what I need it for Reviewed on: 15th June 2026

Happy new phone

5
I needed a new phone and this was the best option for me. I happy I decided to go down the PayPal route as it seems much more organised and easy to keep track of what I owe. Reviewed on: 15th June 2026

The service is good and very easy to use I’m so exci...

5
The service is good and very easy to use I’m so excited for pay pal. Reviewed on: 15th June 2026

I mainly use PayPal for my online purchase this give...

5
I mainly use PayPal for my online purchase this gives me confidence when I buy anything Reviewed on: 15th June 2026

First rate great job

5
First rate does what it says on the tin ! Reviewed on: 15th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review