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PayPal: PayPal Credit reviews

4.73
Based on 143,037 reviews, last reviewed 20th Jun 2026
4239300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Credit availability, not too little but not too much! Excellent credit availability, not too little but not too much. Affordable payments and different payment timescales to suit budget. Reviewed on: 20th June 2026
Christopher M's avatar
Christopher M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143037)

It's a great and lovely about security

5
It's a great and lovely about security Reviewed on: 15th June 2026

I never knew about PayPal credits and then all of a...

4
I never knew about PayPal credits and then all of a sudden, I see it on my PayPal app and for I'd give it a try, and yes, I've never come across anything like this, it's perfect. For what I need it for Reviewed on: 15th June 2026

Happy new phone

5
I needed a new phone and this was the best option for me. I happy I decided to go down the PayPal route as it seems much more organised and easy to keep track of what I owe. Reviewed on: 15th June 2026

The service is good and very easy to use I’m so exci...

5
The service is good and very easy to use I’m so excited for pay pal. Reviewed on: 15th June 2026

I mainly use PayPal for my online purchase this give...

5
I mainly use PayPal for my online purchase this gives me confidence when I buy anything Reviewed on: 15th June 2026

First rate great job

5
First rate does what it says on the tin ! Reviewed on: 15th June 2026

Best site ever with legal protection offered,always...

5
Best site ever with legal protection offered,always smooth and easy to use,customer service very helpful also,I highly recommend Reviewed on: 15th June 2026

Great Service

5
Everything is as I want clear concise and easy for me to keep track of Reviewed on: 15th June 2026

Very easy to setup and good value for money.

5
Very easy to setup and good value for money. Reviewed on: 15th June 2026

Werry good services!

5
Werry good services! Excelent services! Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review