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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal makes life easier

PayPal makes purchases & sending money so much easier. When you use PayPal you know the payment is secure & your details are secure. The credit options are great & really helpful when a purchase of significant value is required. I cannot think of anything that would need to improve. Reviewed on: 12th July 2026

It's usually smooth with authentication via app and...

It's usually smooth with authentication via app and quick checkout. Reviewed on: 12th July 2026

Can't fault it

Don't know what to say. All round great company/app. When I have had issues there have been people to help. The app is easy to use. Can't fault it Reviewed on: 12th July 2026

So flexible

Always there to support no worry about being scammed so easy to access a c can pay off as much and as easily as I want. Reviewed on: 12th July 2026

Great service and great customer care.

Great service and great customer care. Always there to help. Their credit facilities are not over the top Reviewed on: 12th July 2026

Used PayPal for years always easy to use and no...

Used PayPal for years always easy to use and no issues Reviewed on: 12th July 2026

Happy customer

Always pay with PayPal its so easy and can split payments Reviewed on: 12th July 2026

So many options available!

Quick emergency transfers allowed me to pay up a big lump of voluntary NI contributions before the deadline! Also, the convenience of paying in instalments or using the credit option. So far it has been very useful. Thank you! Reviewed on: 12th July 2026

Consistently reliable service

Have used PayPal for years, during which time it's constantly developed to improve the service offered, but it remains reliable, secure & incredibly easy to use, whether online/App or with credit card which makes it so popular & my 1st choice in it's field. Reviewed on: 12th July 2026

Good service

I have had a positive experience. Reviewed on: 12th July 2026

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