Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142907 reviews)

View other PayPal products

4.73

Based on 142,907 reviews, last reviewed 19th Jun 2026

4233500% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fuss-free and easy. Fuss-free and easy. Everything is clearly signposted and user friendly. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142907)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great paypal credit is great life saver

Great paypal credit is great life saver Reviewed on: 15th June 2026

Good overall experience.

Good overall experience. Maybe few more deals could be presented or money back. Reviewed on: 15th June 2026

Using PayPal has been a simple process.

Using PayPal has been a simple process overall. They offered a great 0% offer to help with a large purchase. Reviewed on: 15th June 2026

Very professional and supportive team

Very professional and supportive team Reviewed on: 15th June 2026

Excellent choice

Have used PayPal quite a while and taken advantage of pay in 3 instalments and various other choices all excellent Reviewed on: 15th June 2026

Never had any problems and the staff are always very...

Never had any problems and the staff are always very helpful. Would recommend to anyone. Reviewed on: 15th June 2026

Customer service champions

The customer service is much better than other banks and services I must say if there was a tournament of customer service, PayPal would be the champions. Reviewed on: 15th June 2026

No frills excitement so easy

Excellent Experience with PayPal Credit I have had a very positive experience using PayPal Credit. The application process was simple and quick, and the account was approved without any issues. It provides a convenient way to make purchases and spread payments over time, which helps me manage my budget more effectively. The online account management is easy to use, and I can clearly track my balance, payments, and transactions. Payments are processed smoothly, and I appreciate the flexibility and security that PayPal Credit offers. Overall, PayPal Credit has been a reliable financial tool for me, and I would highly recommend it to anyone looking for a convenient and trustworthy credit option. Reviewed on: 15th June 2026

Easy ways to pay & trustworthy

Easy process trustworthy saves having cards Reviewed on: 15th June 2026

Excellent experience in every way

Excellent experience in every way Reviewed on: 15th June 2026

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub