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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105178 reviews)

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4.90

Based on 105,178 reviews, last reviewed 12th May 2026

2507050% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Responsible Lender Any problems sorted out quickly and efficiently. Good choice of purchase options and easy to talk to someone if unsure about anything. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105178)

PayPal are tops

Can always count on PayPal, never let me down Reviewed on: 16th April 2026

Easy use , no issues , any issues resolved straight...

Easy use , no issues , any issues resolved straight away Reviewed on: 16th April 2026

I find PayPal credit a really useful and flexible wa...

I find PayPal credit a really useful and flexible way of supporting me to manage my finances the app is easy to use. Reviewed on: 16th April 2026

Very good service and helpful staff

Very good service and helpful staff Reviewed on: 16th April 2026

PayPal has been great to me for clothing purchases a...

PayPal has been great to me for clothing purchases and helps manage spending Reviewed on: 16th April 2026

Very Easy to use.

Very Easy to use. Reasonable offers Reviewed on: 16th April 2026

First Class

Having used PayPal as a safe payment method and also having credit account at my disposal, I find the quality of service to be first class. Reviewed on: 16th April 2026

Go 4or it

Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

PayPal Credit has been a lifesaver!

PayPal Credit has been a lifesaver! So easy to use and to pay back. The app is excellent for keeping track. It has definitely improved my quality of life. It is my first choice if I need something a wee bit dearer. Reviewed on: 16th April 2026

They help when times are hard thanks pay pal

They help when times are hard thanks pay pal Reviewed on: 16th April 2026

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