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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very quick and convenient service.

Very quick and convenient service. Good mobile app. Reviewed on: 3rd July 2026

PayPal has enabled me to get things when I’ve needed.

PayPal has enabled me to get things when I’ve needed. Always felt secure and trustworthy Reviewed on: 3rd July 2026

I love having the option of paying in 3 or PayPal cr...

I love having the option of paying in 3 or PayPal credit. I have contacted PayPal customer service in the past and been shown where to find my statements which was helpful, I would still prefer this was done like a bank statement so that you didn't need to click each month individually and things would just be in a list in chronological order Reviewed on: 3rd July 2026

Always helpful when i call, top security and purchas...

Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Amazing offers

Whenever I need a bit of advance credit for purchase, the 4 month credit interest offer for purchase over 100£ helps a lot. Reviewed on: 3rd July 2026

Convenient

It was very handy and whenever I used it, I got a great deal for the flights I booked Paypal Credit with. Reviewed on: 3rd July 2026

I've had a really positive experience using PayPal C...

I've had a really positive experience using PayPal Credit and Pay in 3. It's made it much easier to spread the cost of larger purchases without putting too much pressure on my monthly budget. With the rising cost of living, having the option to pay in instalments has been really helpful, especially when working full-time and managing other bills. The application process was straightforward, payments are easy to keep track of, and I've found the service reliable. I'd definitely recommend it to anyone looking for a flexible way to manage bigger purchases responsibly. Reviewed on: 3rd July 2026

I always be preferred PayPal.

I always be preferred PayPal.. Always choose pay by 3 installments and no intrest nice option . Reviewed on: 3rd July 2026

Good quick service

Good quick service No problems while using the service Reviewed on: 3rd July 2026

I’ve never had an unpleasant experience with PayPal...

I’ve never had an unpleasant experience with PayPal -it’s been years Reviewed on: 3rd July 2026

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