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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,253 reviews, last reviewed 12th May 2026
2510650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use service Quick and easy to use service. Easy to follow instructions given when needed, trusted brand and satisfied customer. Reviewed on: 12th May 2026
Sarah Q's avatar
Sarah Q

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105253)

Fantastic.

4
Fantastic. Only thing is if i wanted to changed the the date of my direct debit it isnt user friendly. Reviewed on: 16th April 2026
Ryan F's avatar
Ryan F

Got a no interest payment on a computer that I part...

5
Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026
Adam F's avatar
Adam F

Great service and product

5
When I first applied I had a few queries and it was sorted straight away Reviewed on: 16th April 2026
shortbutsweet25's avatar
shortbutsweet25

Excellent and Very helpful.

5
Excellent and Very helpful. Very easy to use Reviewed on: 16th April 2026
Anu Thomas's avatar
Anu Thomas

PayPal has always been brilliant...

5
PayPal has always been brilliant so safe and always has been been a go too for me Reviewed on: 16th April 2026
Leo Q's avatar
Leo Q

Great service and customer care never had any issues...

5
Great service and customer care never had any issues with using the service Reviewed on: 16th April 2026
Michelle 's avatar
Michelle

I have gad PayPal for years and years always sort my...

5
I have gad PayPal for years and years always sort my my account out if I have a problem friendly staff very helpful very easy to use and I feel secure with PayPal Reviewed on: 16th April 2026
Laura 's avatar
Laura

Good service.

4
Good service. Easy to use. U can use your credit in many places Reviewed on: 16th April 2026
Adam T's avatar
Adam T

fast and effective, always ready and easy to use.

5
fast and effective, always ready and easy to use. Reviewed on: 16th April 2026
Michael C's avatar
Michael C

pay in 3 is handy

5
Been good so far. Interest rate could be lower. Mostly use pay in 3 as it helps spread the cost especially at occasions. Reviewed on: 16th April 2026
Jacqui A's avatar
Jacqui A

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