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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,293 reviews, last reviewed 12th May 2026
2512550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are an excellent way to securely shop online They are an excellent way to securely shop online Reviewed on: 12th May 2026
Simon H's avatar
Simon H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105293)

Excellent service easy to use..

5
Excellent service everything available in one place on the app. Easy to use. Reviewed on: 16th April 2026
AM Reilly's avatar
AM Reilly

no fuss credit or repayment issues

5
no fuss credit or repayment issues Reviewed on: 16th April 2026
Vi J's avatar
Vi J

MY RATING: VERY GOOD.

5
MY RATING: VERY GOOD. I HAVE BEEN USING IT FOR YEARS. Reviewed on: 16th April 2026
Lukasz's avatar
Lukasz

Ease of Use

4
Paypal is an easy access app for financial transactions Reviewed on: 16th April 2026
KFA's avatar
KFA

Been easy to use and pay on time

5
Been easy to use and pay on time Reviewed on: 16th April 2026
Tony mcgrath's avatar
Tony mcgrath

The best!

5
Easy to navigate and superb customer service Reviewed on: 16th April 2026
KW's avatar
KW

Excellent service.

5
Excellent service. Find PayPal very useful indeed. I would recommend the service to others. I can send money quickly and safely. Reviewed on: 16th April 2026
Linda T's avatar
Linda T

Excellent service and protection

5
Had someone try scam me on Ebay, Ebay decided they didn't want to help but PayPal stepped in and saved me from having my money stolen Reviewed on: 16th April 2026
Stephen Y's avatar
Stephen Y

Always quick responses to queries disputes

5
Always quick responses to queries disputes Reviewed on: 16th April 2026
Michelle 's avatar
Michelle

PayPal credit has always been a convenient and user...

5
PayPal credit has always been a convenient and user friendly payment option. Reviewed on: 16th April 2026
Samuel S's avatar
Samuel S

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