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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

great experience and great platform ,very easy to use

great experience and great platform ,very easy to use Reviewed on: 3rd July 2026

Quick and easy.

Quick and easy. It is also accessible way. Reviewed on: 3rd July 2026

Very good in resolving conflicts

Very good in resolving conflicts Reviewed on: 3rd July 2026

Excellent service.

Excellent service. So so easy to use Reviewed on: 3rd July 2026

it’s good

No 24/7 customer support but transferring money is seamless Reviewed on: 3rd July 2026

Easy safe spending

So easy to use, feels safe with extra protection and the PayPal debit card is great. The points/reward system is a brilliant incentive Reviewed on: 3rd July 2026

Very helpfull in helping out problems , great for bu...

Very helpfull in helping out problems , great for buying products, Reviewed on: 3rd July 2026

Paypal is a perfect way to pay as all your transacti...

Paypal is a perfect way to pay as all your transactions are protected and totally secure Reviewed on: 3rd July 2026

The interest rate is too high.

The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Amazing.

Amazing. Easy to use. Great features. Love the points system Reviewed on: 3rd July 2026

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