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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,337 reviews, last reviewed 12th May 2026
2514650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Definitely Recommend Never had any issues with PayPal. Love the app. Reviewed on: 12th May 2026
EJS's avatar
EJS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105337)

Happy to use this trusted service, .

5
Happy to use this trusted service, something I’ve used since PayPal became affiliated with eBay Reviewed on: 16th April 2026
Laurence 's avatar
Laurence

good service,easy to apply .

5
good service,easy to apply .plenty of sites are offering PayPal credit payments Reviewed on: 16th April 2026
Dileep J's avatar
Dileep J

I've never had a bad experience with PayPal

5
I've never had a bad experience with PayPal & I think the payment plans & terms are great. Also great way to move money & donate to things etc Reviewed on: 16th April 2026
Bridie's avatar
Bridie

Very good experience Easy and efficient

4
Very good experience Easy and efficient Reviewed on: 16th April 2026
Don's avatar
Don

Pretty decent.

5
Pretty decent. Handy quick pay. They do make you write long reviews for a chance of winning cash though :9 Reviewed on: 16th April 2026
Sam l's avatar
Sam l

Always use PayPal as I love the extra protection whe...

5
Always use PayPal as I love the extra protection when buying Reviewed on: 16th April 2026
Michael Carpenter's avatar
Michael Carpenter

PayPal comp

5
I use PayPal for almost all of my day to day items, and for higher one off payments. I'm disabled and find PayPal so easy to navigate. It always me to keep my personal payments separate to my bank account Reviewed on: 16th April 2026
suzanne m's avatar
suzanne m

Reliable and convenient

5
PayPal is a reliable and convenient payment platform that makes sending and receiving money quick and easy. It’s widely accepted, offers good buyer protection, and the interface is simple to use. Overall, a great option for secure online transactions. Reviewed on: 16th April 2026
Vlad V's avatar
Vlad V

Paypal give me confidence when buying online

5
Paypal give me confidence when buying online. I Know i'll have a level of protection, various ways to pay and a great team ready to quickly resolve any issues I encounter. They have not let me down once in the years I have been using them. Reviewed on: 16th April 2026
Some Human 's avatar
Some Human

PayPal Credit

5
Help to spread payments interest free, so you can manage your finances. Choose 3, 4, or 12 months depending on the value of your purchase. As long as you don't over stretch yourself, its a great way to get what you need now Reviewed on: 16th April 2026
John rutLidge's avatar
John rutLidge

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