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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

I have used PayPal because its secure way of paying...

5
I have used PayPal because its secure way of paying for my goodies. Has always been easy to use. Reviewed on: 3rd July 2026

Has helped me so many times when I just need to purc...

5
Has helped me so many times when I just need to purchase something before payday Reviewed on: 3rd July 2026

Quick, easy, transparent and available on multiple p...

5
Quick, easy, transparent and available on multiple platforms. Now with cards. They make online payments completely safe and secure. My go to every time. Reviewed on: 3rd July 2026

Amazing customer service and team work

5
Amazing customer service and team work Reviewed on: 3rd July 2026

I have used PayPal for many years knowing that I am...

5
I have used PayPal for many years knowing that I am covered with my purchases... Reviewed on: 3rd July 2026

Easy to use, quick check out, a service i trust.

5
Easy to use, quick check out, a service i trust. Reviewed on: 3rd July 2026

I found it easy to apply and I love the credid card...

5
I found it easy to apply and I love the credid card facility. Reviewed on: 3rd July 2026

Great services

5
Great services and I really enjoy the banking app it’s Super easy to work and has lots of great benefits and deals on. Great services and I really enjoy the banking app it’s Super easy to work and has lots of great benefits and deals on. Great services and I really enjoy the banking app it’s Super easy to work and has lots of great benefits and deals on. Great services and I really enjoy the banking app it’s Super easy to work and has lots of great benefits and deals on. Great services and I really enjoy the banking app it’s Super easy to work and has lots of great benefits and deals on. Reviewed on: 3rd July 2026

Good to get something for spending through PayPal

5
Good to get something for spending through PayPal Reviewed on: 3rd July 2026

No problems whatsoever.

5
Never had any issues in the years that I have used paypal. Reviewed on: 3rd July 2026

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