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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Always had good experience with PayPal.

Always had good experience with PayPal. Reviewed on: 3rd July 2026

I love pay in 3

I regularly use Paypal and especially love the pay over 3 option which helps spread the cost and makes things more affordable without any interest to pay. Reviewed on: 3rd July 2026

Very good for shopping I’ve never had a bad experien...

Very good for shopping I’ve never had a bad experience it’s always been great with no hassle or problems Reviewed on: 3rd July 2026

Reliable provider

I have used paypal for a long time and never had a problem Reviewed on: 3rd July 2026

Always trust paying with paypal, customer services e...

Always trust paying with paypal, customer services excellent and always sorted my disputes out with no problem Reviewed on: 3rd July 2026

PayPal is always my preferred payment option, safe s...

PayPal is always my preferred payment option, safe secure and reliable very easy to use, and extremely helpful when you have a problem with a supplier. Reviewed on: 3rd July 2026

Never had any problem with PayPal, it's such a hand...

Never had any problems with PayPal, it's such a handy way to pay. It's versatile pay back wise,so easy to mange money after a purchase. Plus your covered if you get scammed by anyone. I use in the main to purchase items for car repairs that crop up sometimes on one of the repayment options which help very much with money management. Reviewed on: 3rd July 2026

Always fast and reliable method of payment.

Always fast and reliable method of payment. Reviewed on: 3rd July 2026

You trust me and help me a lot,very excelent service...

You trust me and help me a lot,very excelent service Reviewed on: 3rd July 2026

Easy payment plan

Easy and flexible repayment plan gives me relief from stress and anxiety., I had exhausted my credit limits when I had lose my job but PayPal 4 months repayment plan helped to survive in my hardship phase Reviewed on: 3rd July 2026

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