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PayPal: PayPal Credit reviews

4.90
Based on 105,382 reviews, last reviewed 12th May 2026
2516750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

trustworthy Always use for all online purchases trustworthy and with many different flexable payment methods Reviewed on: 12th May 2026
Walshy's avatar
Walshy

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105382)

Easy to use and easy to get online.

5
Easy to use and easy to get online. Feel protected in spending too Reviewed on: 16th April 2026

Okay service.

3
Okay service. I use PayPal not for credit basis because it debits my account directly. Reviewed on: 16th April 2026

I use PayPal on everything I can, even easier with a...

5
I use PayPal on everything I can, even easier with a digital card in my phone wallet, PayPal has always been my first choice and always will be Reviewed on: 16th April 2026

Honestly, i have been using PayPal since i turned 18...

5
Honestly, i have been using PayPal since i turned 18 and cannot fault it. Never had a single issue and the user interface is perfect in my eyes. Reviewed on: 16th April 2026

Whenever I have had a problem with any purchases Pay...

5
Whenever I have had a problem with any purchases PayPal has always sorted it. Reviewed on: 16th April 2026

It’s soo handy an great that you get 4 months 0%, ju...

5
It’s soo handy an great that you get 4 months 0%, just class Reviewed on: 16th April 2026

Very easy to keep track of credit and good notificat...

5
Very easy to keep track of credit and good notification on your standing Reviewed on: 16th April 2026

Never had any reason to put them down.

5
Never had any reason to put them down. Always been fine interaction when needed Reviewed on: 16th April 2026

PayPal excellence

5
Excellent customer service and the money back is a reslly good schemr Reviewed on: 16th April 2026

Like the flexible payment options

5
Like the flexible payment options Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review