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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Simple and easy to use

such a simple app to use and a seamless experience. I've used the pay in 3 credit and standard money transfer version and everything has been fantastic. I'd highly recommend this Reviewed on: 3rd July 2026

Most reliable money company I use

I have used PayPal for a very long time since I started using eBay and they have always been excellent. Reviewed on: 3rd July 2026

becaus this is very good card in all world

becaus this is very good card in all world Reviewed on: 3rd July 2026

Quick and easy to use

Quick and easy to use, i use it as a kind of ‘try before you buy’ as easy to get refunded to as well if goods no good or not required. Clear dates for payments. Reviewed on: 3rd July 2026

Easy, quick, efficient, nothing more to say.

Easy, quick, efficient, nothing more to say. Reviewed on: 3rd July 2026

I USE THE PAY IN THREE WHENEVER AVAILABLE SO I DON'T...

I USE THE PAY IN THREE WHENEVER AVAILABLE SO I DON'T HAVE TO GIVE BANK DETAILS. IT'S GOOD TO HAVE THE PAY LATER OPTION AS WELL. NOW ALSO THE CASH BACK ON PURCHASES. Reviewed on: 3rd July 2026

Very easy and simple to use, a good thing to have ha...

Very easy and simple to use, a good thing to have handy for emergencies Reviewed on: 3rd July 2026

Good and reliable

never had a problem, only had to contact customer service one because they are normally so good. When I did, the query was resolved swiftly and professionally Reviewed on: 3rd July 2026

I use PayPal as much as I possibly can.

I use PayPal as much as I possibly can. it’s convenient, easy to use and above all it’s safe so you always feel you can use it with confidence. Another important benefit is they will help sort problems if you have a dispute with a seller . Highly recommended. Reviewed on: 3rd July 2026

Easy to put in place when needed

Easy to put in place when needed Reviewed on: 3rd July 2026

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