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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105438)

Good, clear rules set out for consumer, nice benefit...

5
Good, clear rules set out for consumer, nice benefits like paying off in certain amount of time means zero interest. Credit reviewed and upped automatically if applicable! Reviewed on: 16th April 2026
Meghan Wakefield's avatar
Meghan Wakefield

Excellent customer service

5
Always on point great service any issues or problems I ever had was quickly and efficiently resolved Reviewed on: 16th April 2026
Mela's avatar
Mela

Money back when you spend Brilliant

5
Money back when you spend Brilliant Reviewed on: 16th April 2026
EDDIE B's avatar
EDDIE B

Quick and easy to use anywhere!

5
Quick and easy to use anywhere! Reviewed on: 16th April 2026
Sally W's avatar
Sally W

Reminders would be handy and more clarity on which c...

4
Reminders would be handy and more clarity on which credits are due when. Reviewed on: 16th April 2026
Cat's avatar
Cat

No PayPal? No Purchase. It's that Simple

5
For over ten years, PayPal has been an absolute cornerstone of my online shopping experience and in that time, it has never once let me down. From the very beginning, PayPal made navigating online payments simple and stress-free. Whenever I've had a question or run into any kind of issue, their customer support and customer service teams have always been on hand to guide me through it. That level of consistent, reliable assistance is rare, and it's one of the biggest reasons my trust in PayPal has only grown stronger over the years. At this point, PayPal is my number one payment method for everything I buy online full stop. In fact, if a website doesn't offer PayPal as a checkout option, I simply don't make the purchase. That's how much confidence I have in them. It's not just a preference; it's a standard I hold every online retailer to. What's also been impressive to witness is how much PayPal has evolved as a company. Over the years, they have grown dramatically expanding their services, improving their platform, and most importantly, continuing to invest heavily in security. The additional layers of protection they've introduced over time give me genuine peace of mind every time I shop online. Knowing that PayPal is actively working to shield me from fraudulent activity and hackers means I can focus on what matters the purchase itself without worry. If you're on the fence about using PayPal, don't be. Ten years of seamless, secure, and supported transactions speak for themselves. It's not just a payment platform it's a partner you can genuinely rely on. Reviewed on: 16th April 2026
Joel's avatar
Joel

I have never had any problems.

5
I have never had any problems. And feel safer using your service. Reviewed on: 16th April 2026
Christine F's avatar
Christine F

Borrowing options fast and easy.

5
Borrowing options fast and easy. Reviewed on: 16th April 2026
Adam S's avatar
Adam S

Just a good all-round service.

5
Just a good all-round service. Works in all areas and is accepted everywhere. Reviewed on: 16th April 2026
Kris S's avatar
Kris S

Trustworthy, reliable and easy to use.

5
Trustworthy, reliable and easy to use. Reviewed on: 16th April 2026
Rebecca B's avatar
Rebecca B

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