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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Very helpful support team.

5
Very helpful support team. Extremely easy to find historical payments. Reviewed on: 3rd July 2026

I had an excellent experience using PayPal.

5
I had an excellent experience using PayPal. The service was fast, secure, and easy to use. Everything worked smoothly, and I would definitely recommend it to others. Reviewed on: 3rd July 2026

First class!!

5
I would like to express my sincere appreciation for the excellent service provided by PayPal. The platform is reliable, secure, and easy to use, making online transactions simple and stress-free. Whenever I have needed assistance, the customer support team has been professional, responsive, and helpful in resolving my queries quickly. PayPal’s commitment to customer satisfaction and transaction security gives me confidence when sending or receiving payments. Overall, my experience has been outstanding, and I highly recommend PayPal for its exceptional service and convenience. Reviewed on: 3rd July 2026

Peace of Mind is Free With PayPal Credit

5
PayPal Credit was easy and quick to set up, and enabled me to book a flight whilst spreading the cost of doing so. The airline received immediate payment, and I had peace of mind from knowing that the cost was repayable in manageable instalments. Reviewed on: 3rd July 2026

Davys review

5
Marvellous never ever had any problems paying through PayPal and they have always refunded me when I haven't received a delivery faultless !! Reviewed on: 3rd July 2026

Speak to a human

5
PayPal has been helpful when needed and can actually speak to a human when calling Reviewed on: 3rd July 2026

Very good service , always!

5
Very good service , always! Easy transactions, easy to use app and payments. Reviewed on: 3rd July 2026

Very easy to navigate and work loads of benefits als...

5
Very easy to navigate and work loads of benefits also, easy to keep track and make payments Reviewed on: 3rd July 2026

Excellent service

5
Always find the app super easy to use Reviewed on: 3rd July 2026

5 star service

5
Easy to use, can be used with most sites. Pay later options are handy. Reviewed on: 3rd July 2026

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