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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,461 reviews, last reviewed 13th May 2026
2520450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very fantastic experience been here very fantastic experience been here Reviewed on: 13th May 2026
Moses K's avatar
Moses K

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105461)

Really good to know about the payment y

5
Really good to know about the payment y Reviewed on: 16th April 2026
PETErMCCLEAN 's avatar
PETErMCCLEAN

Swift and easy to use over the last 20 years

5
Swift and easy to use over the last 20 years Reviewed on: 16th April 2026
Ian's avatar
Ian

I really can't complain about the services provided.

5
I really can't complain about the services provided. Reviewed on: 16th April 2026
Iulian S's avatar
Iulian S

PayPal user for over 10 years

5
Used PayPal for over 10 years for various purchases and have never had an issue 10/10 highly recommended for anyone wanting hassle free safe buying power and there pay in 3 is a life saver to not break the bank in one hit Reviewed on: 16th April 2026
Warwick w's avatar
Warwick w

paypal is a convenient way to pay when shopping online.

5
paypal is a convenient way to pay when shopping online.paypal credit is also convenient if you want to get something but waiting till next payday. Reviewed on: 16th April 2026
Louise w's avatar
Louise w

Easy to use

5
I’ve been using PayPal Credit for a while now, and overall it’s a convenient option for managing purchases and spreading payments. The application process was straightforward, and it integrates seamlessly with regular PayPal transactions, which makes checkout quick and easy. Reviewed on: 16th April 2026
Rafay Ahmed's avatar
Rafay Ahmed

Just good safe way to pay for things.

5
Just good safe way to pay for things. Also like where you can spread the cost of items over months. Pay min payment Reviewed on: 16th April 2026
Keith 's avatar
Keith

Easy easy easy.

5
Easy easy easy. Just so easy to use and pay with Reviewed on: 16th April 2026
Sean's avatar
Sean

PayPal is the best and their customer service is top...

5
PayPal is the best and their customer service is top notch Reviewed on: 16th April 2026
Olas's avatar
Olas

flexible credit

4
Buy now and pay balance in full in four months, no interest charges works well for me when budgeting for large expenses Reviewed on: 16th April 2026
Tony G's avatar
Tony G

Review PayPal: PayPal Credit now

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