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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Solve issues promptly love the 3 payments.

5
Solve issues promptly love the 3 payments. Reviewed on: 3rd July 2026

I always feel secure with PayPal

5
I always feel secure with PayPal when I make purchases from unknown companies. Reviewed on: 3rd July 2026

Not dd friendly

4
I've never has any problems with PayPal except when unexpected direct debit amounts come out Reviewed on: 3rd July 2026

Easy to use, app really user friendly

5
Easy to use, app really user friendly Reviewed on: 3rd July 2026

PayPal is always reliable and secured.

5
PayPal is always reliable and secured. I trust them highly with my financial wellbeing Reviewed on: 3rd July 2026

Really helpful customer service they listen and unde...

5
Really helpful customer service they listen and understand and go above and beyond to help Reviewed on: 3rd July 2026

Simply the best

5
I am a very long customer of PayPal. PayPal is loyal, safe, trustworthy and easy to manage- simple the best. Reviewed on: 3rd July 2026

The best way to Pay .

5
I have been a PayPal customer for 21 years and it’s the most protected way to by all your items,if you have a problem you actually talk to a human too , Reviewed on: 3rd July 2026

PayPal is really easy to use and I love its differen...

5
PayPal is really easy to use and I love its different payment options. I highly recommend Reviewed on: 3rd July 2026

Highly recommend

5
I have always had thee best experience with PayPal and been a loyal user for many years Reviewed on: 3rd July 2026

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