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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105490 reviews)

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4.90

Based on 105,490 reviews, last reviewed 13th May 2026

2521800% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit Paypal credit has always been handy for in times of need, cant fault it Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105490)

Good experience.

I enjoy paying using PayPal credit because it allows me to make bigger purchases and paying it back is easy and seamless. Reviewed on: 16th April 2026

Well done PayPal

Great to deal with and very helpful when required Reviewed on: 16th April 2026

Very flexible.

Very flexible. Good security checks of suspect purchases Reviewed on: 16th April 2026

Easy to use, issues are dealt with quickly and effic...

Easy to use, issues are dealt with quickly and efficiently. Great customer service! Reviewed on: 16th April 2026

Excellent service never have a problem

Excellent service never have a problem Reviewed on: 16th April 2026

Makes life easier

Easy and secure spending.. great peace of mind Reviewed on: 16th April 2026

Never had a problem.

Never had a problem. I use PayPal credit consistently as an online payment method and find it is swift efficient and convenient. Reviewed on: 16th April 2026

Absolutely hassle free now for years.

Absolutely hassle free now for years. Love the flexibility of multi currency and withdrawals always land instantly which is fantastic Reviewed on: 16th April 2026

Breaching FCA rules to force interest charges

PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promotional balance before the end of April expiry. Instead, PayPal is misallocating my money to other balances against my will, seemingly to ensure the 0% deal expires so they can charge interest. Customer service has hit a brick wall and refuses to manually intervene. I have a formal complaint open and will be heading to the Financial Ombudsman. Predatory and unlawful. Reviewed on: 16th April 2026

Really good to know about the payment y

Really good to know about the payment y Reviewed on: 16th April 2026

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