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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Excellent customer service when needed and quick and...

Excellent customer service when needed and quick and easy use of services thoughtout the app Reviewed on: 3rd July 2026

Very easy to use.

Very easy to use. Clear instructions. Great platform Reviewed on: 3rd July 2026

Always helpful for purchasing and paying installments

Always helpful for purchasing and paying installments Reviewed on: 3rd July 2026

PayPal is great

never had an issue with PayPal, helped me chase an order that was taking forever Reviewed on: 3rd July 2026

I have been using PayPal for many years and haven't...

I have been using PayPal for many years and haven't experienced any problems so far. Reviewed on: 3rd July 2026

Always use PayPal online

Always use PayPal online as it is secure, has good buyer protection and offers installments and credit payments Reviewed on: 3rd July 2026

Ai chat is rubbish - just end up in a...

Ai chat is rubbish - just end up in a loop Reviewed on: 3rd July 2026

PayPal has been a very useful app for online purchases.

PayPal has been a very useful app for online purchases. The 0 percent credit for 4 months has helped me spread the cost of larger purchases without the added expense of interest. I would highly recommend Paypal. Reviewed on: 3rd July 2026

All good - no issues.

All good - no issues. Smooth from start to finish. Reviewed on: 3rd July 2026

Difficult transferring currencies to my multi card

Difficult transferring currencies to my multi card Reviewed on: 3rd July 2026

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