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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181017)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Wonderful

It’s really amazing, a threat help in emergency Reviewed on: 12th July 2026

Good reliable service

I have always found paypal to offer excellent services and easy to use used it for many years Reviewed on: 12th July 2026

Paypal always offer excellent service to her customers

Paypal offers her users excellent value at all times and the extra protection offered customers for their online shopping makes it a channel of choice for millions.... Reviewed on: 12th July 2026

Great customer service

I have been delighted with my experience with PayPal Credit over many years. Reviewed on: 12th July 2026

Simple and easy

I like to use PayPal credit very simple and easy to use and understand. Reviewed on: 12th July 2026

Convenient way to pay

I use PayPal Credit for online purchases quite often, interest rates are either 0% or very low. It’s very easy to use and very convenient. Monthly repayments can be quite high, but I suppose that’s because the interest rate is so low. I would definitely recommend it for people who do a lot of online shopping, but don’t want to get a physical credit card through their bank. Reviewed on: 12th July 2026

Straight forward.

Straight forward. Customer service answers your enquiry and are willing to help Reviewed on: 12th July 2026

Good experience Excellent care

Perfect experience from start to finish. I will definitely buy again! Reviewed on: 12th July 2026

Easy to use, good credit and pay later options.

Easy to use, good credit and pay later options. Reviewed on: 12th July 2026

Easy pay.

Easy pay. Fast and safe payment. Reviewed on: 12th July 2026

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