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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Smooth and easy transactions which make sending or r...

Smooth and easy transactions which make sending or requesting money really simple and quick. Reviewed on: 2nd July 2026

Best for protection

Very helpful to have access to credit and pay contactless in shops. Reviewed on: 2nd July 2026

Very good thanks !

Very good thanks !so far my experience is as it should Reviewed on: 2nd July 2026

Quick and Simple

Very useful for when I need to pay something quickly and don't want the stress of going through supplying a ton of details to a lender. Gives you the option of what you pay off and just so easy to use. Reviewed on: 2nd July 2026

Very smooth, user interface well thought out.

Very smooth, user interface well thought out. Reviewed on: 2nd July 2026

I use PayPal regularly to pay for goods and services.

I use PayPal regularly to pay for goods and services when shopping online. I find it to be a convenient, secure, and easy way to complete purchases without having to enter my card details each time. My experience has been positive, and I appreciate the speed and simplicity of the payment process. Reviewed on: 2nd July 2026

Very good service , easy to use , simply

Very good service , easy to use , simply Reviewed on: 2nd July 2026

I’ve used PayPal credit on a number of occasions and...

I’ve used PayPal credit on a number of occasions and it is really handy to spread the cost when money is a little tight, it is so easy to use too,I would certainly recommend this tool to anyone using PayPal Reviewed on: 2nd July 2026

It’s there for me when I need it.

It’s there for me when I need it. Fair rates Reviewed on: 2nd July 2026

PayPal is fab.

PayPal is fab. Feel safe when purchasing Reviewed on: 2nd July 2026

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