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PayPal: PayPal Credit reviews

4.90
Based on 107,343 reviews, last reviewed 15th May 2026
2606250% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had no problem with PayPal .n Always had no problem with PayPal .good service all in . Reviewed on: 15th May 2026
Margaret c's avatar
Margaret c

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107343)

Highly recommended

5
I recommend, I’d suggest using PayPal; it’s quite reliable. If I’m buying something online and PayPal isn’t an option, I might not proceed because PayPal can help with refunds if the item is faulty or the website is a scam Reviewed on: 17th April 2026

Very helpful straight forward , it’s a life saver ea...

5
Very helpful straight forward , it’s a life saver easy to access and make payments . Very grateful Reviewed on: 17th April 2026

A great way to budget for your spending needs

5
It’s a great way to budget for your spending needs. Allows me to keep precise control over my finances. Reviewed on: 17th April 2026

Best way to handle money is PayPal.

5
Best way to handle money is PayPal. Reviewed on: 17th April 2026

I have used for many years and happy with the...

5
I have used for many years and happy with the service Reviewed on: 17th April 2026

Always responding in any issue.

5
Always responding in any issue. Excellent customer service Reviewed on: 17th April 2026

Good experience with multiple sellers.

5
Good experience with multiple sellers. Communication was prompt when needed for any issues and delivery was fast, with items as described. When items were not as described or not legitimate, communication experience was very good and the issues were resolved quickly Reviewed on: 17th April 2026

Find PayPal useful for those items that just need a...

5
Find PayPal useful for those items that just need a little more time to pay off Reviewed on: 17th April 2026

I find PayPal the most reliable acceptable and user...

5
I find PayPal the most reliable acceptable and user friendly way to pay Reviewed on: 17th April 2026

I love the ease of paypal excellent

5
I love the ease of paypal excellent Reviewed on: 17th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review